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re loyds refund
hi had succesful cliam with lloyds:j money is on way to being paid direct to my bank anyone know how llloyds work please will it only go in at start of a banking day or is it done by direct transfer and can appear at any time of the day in your bank thanks in advance
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help with winning ppi reclaim
i sent a ppi reclaim to the onbudsman in nov 2009 against central capital for a missold ppi on my 1st plus loan the adjucator has upheld my claim this week in my favor and awaiting a responce from central capital on wether they want to settle it or go to the onbudsman my question is this because the cost of the ppi was…
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Ppi
Hello, i have just received a letter from my bank offering me a settlement of 8% simple interest for my PPI claim what does this simple interest mean and is this a full refund of my PPI or a cop out.
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Working out PPI refund due.....
Hi everyone, I have had a mis-sold PPI claim against Norton Finance upheld by the FOS and am awaiting the offer details from NF. Unfortunately as they and Swift (whom the loan was with) totally ripped me off previously I am rather sceptical that their offer will be correct and therefore want to be sure of what I should be…
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House contents/buildings insurance query
Hope someone can help if possible. Friend switched Banks recently and the new bank asked if they could quote for their contents and buildings home insurance. Their existing policies were taken out many years ago with their old bank and renewed year after year. They had been sold two different policies (ie one for contents…
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Barclays loan with PPI - cancel & reclaim
Dear MSE, Greetings. I have taken a loan from Barclays in mid 2006. The loan amount was £12,000 and the repayment period was 5 years. The bank employee who sanctioned my loan asked me if i am interested in taking a PPI for the loan which i did. The PPI was for 5 years. At that time, I was not aware of the fact that it is a…
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bos
Hi Just received a letter from BOS saying that as a valued customer they are going to give me back my ppi to the position where I would have been if I hadnt take out the insurance. They do not mention any interest. Does this mea that they wont be paying the interest or because they are paying me back to how I would have…
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SAR for HBOS
My husband had original account with B of Scotland, but also a loan with Halifax, before they merged. If we send a SAR will they supply info for both on £10 or will they require two SARs at £20. Thanks in advance Miss P
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A big thank you to this site
I have been reading the info on reclaiming PPI for around a year, I only decided a couple of months ago to try and reclaim against Northern Rock. After only 1 letter ( downloaded from here!), I now have over £3500 in my account. A huge thanks to you all and I would advise anyone to give it a try if you think you have lost…
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Nat West MPPI aka MRP Mis-Sold?
Hi there moneysavingexperts, noob here so be gentle. Following the extreme publicity regarding PPI mis-selling, I have finally opened up my documents safe to have a rummage myself, through almost seven years of my mortgage details. One thing struck me as being in common with the current claims of PPi mis-selling, the fact…
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Hello all.......
Ok so im ready to go claiming me PPI back from welcome finance , but today i contacted gladstone brookes about them doing it on my behalf. they quoted me a 25% payment of whatever im awarded , plus VAT which makes about 29% AND the also want £50 off me upfront as a deposit. PAH !!! should i let these do it for me and just…
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Previous and recent loan
My husband took out a loan from HSBC on 2004. He dont have his loan agreement for that but he says he might have been sold PPI at that time for the reason that the loan advisor told him that if anything happens to him, the loan will be passed onto the next of kin or dependants. We will be requesting for a copy of documents…
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Lloyds TSB Loan and Credit Card PPI for Self Employed
Hello all, Any help and advice would be much appreciated. My boyfriend is self employed and took out a loan with Lloyds TSB in June 2007 with PPI - any ideas anyone if he is covered with PPI as he is self employed and is it worth claiming? Similarly he is still paying PPI on his Lloyds TSB credit card which he has had for…
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ppi address beneficial
i have downloaded the questionaire and have it already to post only thing is i dont have a postal address for beneficial finace. i phoned them yesterday and was told they dont have a postal address anymore???? who do you recomend i send my paper on to or does anyone have a postal address for beneficial. since they are a…
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Does this PPI re-claiming actually work then?
I am reading through these posts and i remembered i had a loan with Lloyds TSB some years ago cant be sure when exactly and was wondering if there was any point in contacting them to see if they still hold details of this because i'm nearly sure i had PPI on that loan. I know companies dont hold details of things past 6…
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heenans past info to another solicitor !!
Morning all, Heenans solicitors was dealing with claim for missseling of PPI for me untill 20th jan when i revieved a letter stating they were closing there litigation department with immediate effect .The letter stated that if i wanted another solicitors (James & Beckett) to take over conduct of my file I would have to…
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Does this breakdown look about right?
Hello I have had this breakdown sent to me from MBNA. It was sent on a word document so could be manipulated, however, considering there is nine years of information on here I'm assuming I should take it the information is accurate. This is a snippet of the breakdown, would any of you knowledgedable experts know if this…
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The Funding Corporation
Hi all Another ongoing claim: In 2003 I took out a loan with the Funding Corporation (with PPI, £11k + £3.3k for the ppi), which I paid off in 2005. Whilst going through paperwork recently (thanks mainly to this site) I found the paperwork and thought 'what an idiot, I should try to reclaim this'. So I wrote to TFC (20…
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Citi Finance & Capital ONE
Hi, not posted before but looking for advice and help. Firstly i have contacted Citi regarding a loan i had and that i wanted to claim my PPI back. The problem was I cannot find my paperwork but have managed to get part of my reference code from Creditexpert.co.uk along with a monthly repayment amount, start and end date…
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New to this - Where do I start?
I would be glad if someone could help me please. I've just realised I may have been mis-sold PPI on my credit card and cataloque account. Anyway my situation is this, I have a credit card with Littlewoods Finance. I have my credit card statements from April 2004 to March 2005 (paid £367 insurance) but no other statements.…