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Is it worth claiming on home insurance for a mobile phone
We recently had a mobile phone stolen, and the insurers have agreed to cover the claim. I have three choices: 1. Don't make the claim, to keep my premiums low in the future 2. Accept a replacement handset (this will cost £100 excess) 3. Accept a cash settlement, which is the cost of the phone less £100 excess. In our case,…
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Loan Insurance
Hi, My husband has a personal loan with egg he is a self employed plasterer and was pushed in to taking insurance. He is currently not getting any work in and when I called about cover was advised that he needed to cease trading and advise inland revenue to make a claim on unemployment insurance!! I feel this was mis-sold…
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Awful service from AXA
Hello, I applied for AXA's Protection account, joint policy, myself and my partner. AXA have refused to provide life insurance for my partner, she has an unresolved health issue due to be investigated in the new year. AXA want to await the results of this before offering her cover - I have no problem with that, as the…
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Mortatge / Life?
sorry, my new post was sent twice, can someone delete this one, silly me!!!
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Please help - Landlord Insurance needed
Please could anyone advise me as I've never arranged house insurance before, let alone Landlord insurance. I need to take out insurance ASAP as we're looking to let the house. The questions are: * How do we know what amount to cover i.e. is it the rough sum that the house is now worth / or what it was worth 10 years ago…
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How long are insurance companies allowed to keep my details for?
This week I got a phone call asking me about car insurance for a car I haven't owned for at least two years!! The company in question was one i used for a quote for three years ago when i compared prices, but i didnt use them as they were way too expensive. I explained this to the caller, telling them i no longer owned the…
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Flexicover claims, any good experiences?
I'm looking to get Flexicover travel insurance but all reviews I can find online are bad reviews. I know most people won't write good reviews on the internet, only when they have had a bad experience. Has anybody ever had to claim from Flexicover and what was their experience? Thanks, Mark
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2 cars - 1 policy
Hi there Is it possible to have 2 cars on 1 policy with any insurance companies out there. We have just bought an OLD BMW for a summer runaround but our present company wil not insure it as we have not got a NCD to use on what has to be a new policy despite having max protected NCD on 2 policies with them and a completely…
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Car Insurance - legal protection - legal assistance ???
Hi [FONT=Arial, Helvetica, sans-serif]can anybody have any insight to this you money saving tips are the best - is it possible to save us car driver some money please Could you please help with this question I am about to renew my car insurance and I always take out full comp. and with it I take protected no claims bonus -…
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Unoccupied House
Due to the nature of my employment my house is unoccupied for periods of 8 to 12 weeks then occupied for the same length of time. The house is checked on once a week by a relative. Does anyone know of a decent insurer as so far little interest from the companies using screenscraping sites. Thanks
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legal protection - legal assistance ???
Hi [FONT=Arial, Helvetica, sans-serif]can anybody have any insight to this you money saving tips are the best - is it possible to save us car driver some money please Could you please help with this question I am about to renew my car insurance and I always take out full comp. and with it I take protected no claims bonus -…
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Cancelled Mortgage Insurance
Hi, I have a weekend cottage, 18 months age I took out a mortgage for building improvements. I visited the thisismoney.com website they put a financial company called Crystal Clear Financial Solution (FSA reg.) in touch with me, arranged the mortgage and requested a mortgage protection Ins. they gave me 2 options I…
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Mortgage/Life Insurance for high-risk occupations
Been trying to obtain mortgage life insurance (as a criteria of mortgage). It seems most insurers understandably see members of the armed forces as a huge risk. Do other high risk occupations also come across this? Does anyone know of a company that will provide cover (prepared to pay for the privilege)? Have already…
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Standard Life Bonus - Endowment Policy
I have just been in touch with Standard Life and have been told that the Final Bonus on all policies has just been taken off a that there are no more bonuses on my policy. If i had surrendered my policy two weeks ago i would of been given these bouses at their value a day ater i surrendered (around £3000). I was informed…
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Insurance Doubled
Hi, Last week i was thinking of buying a car, so i spent a full day checking all different cars insurance prices, different types of cover etc.. using the Swiping system, moneysupermarket, gocompare etc... Now when i try searching, my quotes have almost doubled, has something changed, or have i checked too many times? I…
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Is movement the same as subsidence?
Hi all, We're exchanging on our new property today and we need to get the buildings insurance in place - problem is, on the Homebuyers report we had done, it says that there is evidence of movement, but that "this movement appears longstanding with no evidence of recent or continuing movement apparent." When I've gone to…
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Travel Insurance with early stage Cancer?
Hi peepl. I am having difficulty finding an annual multi-trip insurance as I have been diagnosed with early stage prostate cancer which is going to be treated soon, and I expect a full cure. But travel insurance companies won't cover me. Can I find affordable insurance which either takes this into consideration or which…
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Gap Insurance
Official MSE Insert: You may also find our fully researched Gap Insurance guide helpful. Back to the original post... Hi All, This is my first post on Money Saving Expert... I have a question about Gap Insurance? My GI is about to expire, My car is coming up to being 3 years old and I am looking to purchase some more? Can…
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Pet Insurance Help!!!
Hi, I was hoping somebody on here could give me a bit of advice!! I've recently got a new puppy and want to insure him. All the policies i have found are ones that seam to pay out for 12 months from the date of 'incident'. I am nervous that if my dog develops a long staning illness, after 12 months, I'll be left high and…
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Best travel insurance company?
I'm due to travel th India early December. Whats the best insurance company one should use?