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Contents or renter's insurance?
Hey guys, Ok, I'm naughty. I'm 23 and never had insurance on anything. I've been lucky so far but my recent financial worries have made me think that I really should get some insurance. I currently live in a maisonette-esque block on a bad council estate, sharing with 4 other people. Most of my stuff is in my bedroom and I…
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More Than Home insurance
I'm looking at going with More Than as they have come out the cheapest. With their free contents offer it says if you make a claim it is no longer free. Does anyone know if this happens at the renewal or immediately? Thanks
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No Claims bogus
I have just done a few quotes for car insurance with full NCD and with zero and the maths just don't add up? I also rang Direct line and was first given a price of £1327.20 with 0 NCD and then £761.25 for full NCD (63%) is my maths wrong
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Home emergency cover
Hello, Which are the most reputable home emergency cover insurers on the market? I've been given a competitive quote for Buildings and Contents by NU with emergency cover but i'd like to know who they use for emergency cover and if they are ok. Thanks
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Barclays Or Hsbc Home Insurance?..........please Help!
Hi, I need to insure my house ASAP. After getting quotes from various companies I've decided to go for either Barclays or HSBC. Both their prices are pretty similar. I was wondering if anyone can recommend which one them is likely to be more reliable and provide a better service (HSBC H Insurance doesn't seem to be…
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Home insurance: too many claims?
have had household insurance (buildings and contents) with Direct Line for the last three or four years. Back in Autumn 2006 I had a bicycle stolen from my home, made a claim, and they settled it to my satisfaction. Now my teenage daughter has smashed the screen of her laptop computer. The accident happened at home and so…
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Contents insurance- Too much?
Hiya all My contents only policy is due for re-newal, so, like everyone else I am trying to reduce my outgoings. I am with Norwich Union and I pay #196. 31 per annum, am covered for 50,000 , I have made 1 claim in 30 years, so do you think this is excessive or about right, I am in a Council owned property so dont need…
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Changing insurancecompanies
I am not happy with my insurance company but I am having difficulty getting insurance with another company because I have had some claims in the past 5 years. Does anyone know of a company who deals specially with people like me
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Legal Protection
Hi I have legal protection with my car insurance. My question is do I need to take out legal protection with my house insurance or does one lot of legal protection cover me?
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Responsibility?
Help needed! If a car is parked in a private car park where there are no signs saying 'park at your own risk', are you responsible for damage to a vehicle that is authorised to park there?
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car insurance claim
hello the update on my car insurance claim now is my legal team are looking in to taking the owner of the van to court personally(if they think they have enough evidence).as he is not corresponding with his insurance.i think the only problem is going to be is the name given to me at the scene(name given to me was owner of…
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accident 3 years ago
we had an accident 3 years ago it was a 4 car accident but im pretty sure the 1st and 2nd car hit and the 3rd and 4th car hit we was the 4th car we recieved a letter from the crown court sayin the 2nd car passenger is claiming for personal damages they are claiming from the 3rd car and us the 4th car im not 100% if we had…
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scottish widow loydds takeover
i have had a letter of scottish widows saying thay have been trying to trace me i had a policy with them about 18 years ago or more but forgot about it . thay say i am due a windfall payout because of the loydds take over it says min paymeant 500 pound has anyone had payout and how much and how long or no how to workout…
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Insurance for home cinema?!
Hi there, I was wondering if anyone can tell me where I can look for insurance/extended warranty on a Plasma screen and a Samsung home cinema system? I can get a 5 year warranty for the Plasma for £60, which is not a problem, so it's more the home cinema system i wanted to find out about, as I've heard they are not that…
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Refuge
Just found this site. My Mother bought an insurance for me when I was 16 years of age in 1950 with Refuge . It is not a very expensive one and is paid up. I used to get money back every 5 years but decided to just pay up as I now live abroad and it was not really worth the bother. Now I find out there is no Refuge. Does…
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mis sold mortgage payment protection
Can anyone advise me in 1989 my husband and I were advised by our mortgage supplier Alliance and Leicester that it would we would have better protection for the family if my husband cancelled his life assurance policy and took out a much more expensive payment protection insurance. It wouldnt only be his life that was…
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Life Assurance contract that I can't cancel
Hi there I took out life assurance two years ago when i bought my first property. Recently i asked the company (L&G) if I could cancel so that I could seek a better deal. They told me that my policy was for 25 years and I was not allowed to cancel. Is this usual to have a contract for 25 years which you cannot break at any…
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Advice please on personal injury claim:
I was going to buy a car five weeks ago… I took out insurance on the car £345 as I intended to pay for it and drive it home but after visiting the guy and leaving his home to check the car out… I slipped and fell down his garden steps.. ( very painful but I thought it would get better in a few days….. almost five weeks…
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Car Insurace Question?
hi folks, hope someone can maybe help me as i have jsut bee out onto my mums car insurace policy as driver. i have no points or convictions or speeding tickets. i was teste positve for a terminall illness afew years ago which i have been having yearly check ups with my own gp by the dvla so i am fit to drive. now the…
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Guarentee...NEED HELP
:mad: Please can someone help We bought a 46in sony bravia TV last year, the guarentee run's out on the first of november. We found one of the pixel's had gone so we called them, someone came out today and said it can't be fixed,then left. My partner phoned Sony but they said because only one pixel is "stuck" they will not…