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What is your highest credit limit on a CC?
Comments
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£9.6k on Barclaycard. current balance £24
£9.6k on Natwest Mastercard. current balance £200 (used for work expenses, cleared each month)
£10k on Egg card. Current balance £5.6k (used for 0% BT)This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
At the mo have £5,500 with HSBC and £5000 on Virgin0
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skyrider007 wrote: »I must be the person with the lowest credit limit in this forum!!!!!!!
* £1,100 with Capital One and £500 from HSBC
P.S. I'm a 19 y.o student with no income
Pardon my french, but !!!!!!!? No income, but £1500 worth of credit! I work full time and only just managed to get a limit above £250!0 -
Highest is Egg @ £5k, balance zero (it's on the other cards!:o But reducing, as quickly as OH will allow!:D ). My other cards are £4k, £1500 and £750.
My highest ever was a Morgan Stanley with £5.8k.
My Ex-H had an MBNA with a limit of £16,800.....'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
I was offered £88,000 limit by Natwest
But it was a mistake and should have read £8,800 which seemed a little random. But anyway, I declined."I'm not from around here, I have my own customs"
For confirmation: No, I'm not a 40 year old woman, I'm a 26 year old bloke!0 -
think mine are the lowest
Vanquis = £1000
Cap One = £200CC limits £26000
Long term CC debt £0
Total low rate loan debt £3000
Almost debt free feeling, priceless.
Ex money nightmare, learnt from my mistakes and never going back there again, in control of my finances for the first time in my adult life and it feels amazing.0 -
spinningsheep wrote: »think mine are the lowest
Vanquis = £1000
Cap One = £200
nah, u're roughly the same as me.
AMEX = no limit but needs to be paid in full every month
Capital One = £1,100
HSBC = £500
HSBC O/D = £7500 -
11,500 on MBNA
There's a sneaky trick to systematically increase an MBNA limit over time...simply get one of the many cards which they issue, when the 0% offer is coming to an end, apply for another MBNA card under a different brand name (eg Alliance and Leicester as opposed to Virgin) and then ask them to consolidate the accounts, which means they add your previous limit onto the new limit you've been given.
Eg Virgin card 5k
Apply for A&L card who give you 4k limit
Ring up on A&L card and ask for Virgin limit to be added to A&L card, giving you a 9k limit on the A&L card which you can use for the full introductory period!0 -
Up until last October I had three:
• HSBC - £4,000
• Egg - £3,000
• Capital One - £1,000
I'm 21 - had the Egg and Capital One cards since I was 18 and got my HSBC when I was 19. The HSBC limit started at £1k, and they've increased it by £1k every 6-12 months since I had it.
Egg and Capital One cards have gone now though :T0 -
skyrider007 wrote: »I must be the person with the lowest credit limit in this forum!!!!!!!
* £1,100 with Capital One and £500 from HSBC
P.S. I'm a 19 y.o student with no income
Well you have got a great deal more than me mate, I have £500 limit on a Capital One Visa, thats it, Vanquis will not even issue me a card, bills paid on time no bad data on my credit file, work fulltime earn over £17K, I must have upset someone high up. Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0
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