General switching of accounts.

Middle_of_the_Road said:

friolento said:

I haven't seen anything in the Lloyds switch offer terms that excludes TSB.

Why would there be? they're no longer connected.

Middle_of_the_Road said:

Bazzalona13295 said:

I am currently hoping to successfully complete the TSB switch and (more importantly) get the £150, however now I've pretty much maxed out on bank accounts over the last 12 months so any further switches are doubtful at this time.

I will have TSB which rules me out of Lloyds, I have Nat West which I think would rule me out of RBS if one ever came along.

Just getting rid of HSBC but I still have First Direct so that may scupper any future switches for now.

Just as a general rule of thumb are there time exemptions such as 12 months, 24 months since you last took advantage of a certain bank?

You've just missed an RBS incentive, so it will be a while for the next to come along.
Also many posters on here got all three from the group, including Ulster Bank.

Each offer will have different exclusion timeframes, there seems to be no set period, but is usually minimum about 2 years.

PRAISETHESUN said:

In general it's usually a few years. The T&Cs of each offer will vary between banks and also over time - just because there's been a particular exclusion period in the past doesn't mean the banks won't change things up to make it shorter/longer.

And also to point out that although banks often exclude their sister banks (Lloyds/Halifax, NatWest/RBS/Ulster) oftentimes in practice you can slip through the cracks since the checks aren't as robust as they need to be. A number of people have reported getting the recent Lloyds incentive even though they have taken advantage of the last Halifax incentive for example.