Loans.co.uk PPI advise

edited 30 November -1 at 1:00AM in Reclaim PPI & Other Insurance
14 replies 11.9K views
leeagtleeagt Forumite
15 Posts
edited 30 November -1 at 1:00AM in Reclaim PPI & Other Insurance
Hi folks,

I've just found our old loan agreement that we took out in 2004 with loans.co.uk. The actual loan was with Endevour Personal Finance. And had PPI on it. I want to claim it back as it was missold. Do I claim back from loans.co.uk or endevour ?

Thanks in advance

L
«1

Replies

  • di3004di3004 Forumite
    42.6K Posts
    leeagt wrote: »
    Hi folks,

    I've just found our old loan agreement that we took out in 2004 with loans.co.uk. The actual loan was with Endevour Personal Finance. And had PPI on it. I want to claim it back as it was missold. Do I claim back from loans.co.uk or endevour ?

    Thanks in advance

    L


    Hi there

    You would write to loans.co.uk to reclaim if these are the ones who sold you the finance, the lender then was Endeavour.
    My lender was Endeavour with one of mine too but I had to pursue to the broker, so in your case loans.co.uk.

    More info on link below with guidelines of reclaiming, template letters to help you through this and a checklist of mis selling reasons, they have 8 weeks in full to respond, post by recorded delivery for your proof of posting and keep at them.
    http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

    Good luck please keep us posted and ask for help anytime.;)
    The one and only "Dizzy Di" :D
  • thanks mate. Are loans.co.uk still trading ? you don't have an address for them ? or are they still contactable at address on original letter ?
  • di3004di3004 Forumite
    42.6K Posts
    leeagt wrote: »
    thanks mate. Are loans.co.uk still trading ? you don't have an address for them ? or are they still contactable at address on original letter ?


    Your welcome.
    I would write to the details you have, if you still have them.

    Found this here, not sure is its the same one you have.

    Stansfield House
    Chester Business Park
    Wrexham Road
    Chester
    Cheshire
    CH4 9FB
    The one and only "Dizzy Di" :D
  • The address i have is

    6 Marlin House
    Croxley Business Park
    Watford
    Herts
    WD18 8TD

    Thats from 2004 though. I'll try both addresses and see if i get a reply. Thanks again
  • di3004di3004 Forumite
    42.6K Posts
    leeagt wrote: »
    The address i have is

    6 Marlin House
    Croxley Business Park
    Watford
    Herts
    WD18 8TD

    Thats from 2004 though. I'll try both addresses and see if i get a reply. Thanks again


    Arh right, do you have a company number shown on your paperwork, in case they have a few?
    But otherwise yes write to both, one of them is bound to get back, the right ones then.
    Good luck.;)
    The one and only "Dizzy Di" :D
  • I also had some problems with stuff being sold in 2006,
    I contacted them though the web site, To be told that they went into administration in 2006, and the web site address loans.co.uk belongs to someone else with no ties with loans.co.uk Lmd.
  • marshallkamarshallka Forumite
    14.6K Posts
    I also had some problems with stuff being sold in 2006,
    I contacted them though the web site, To be told that they went into administration in 2006, and the web site address loans.co.uk belongs to someone else with no ties with loans.co.uk Lmd.
    Domain name:
    loans.co.uk

    Registrant:
    MBNA Europe Bank Limited

    Registrant type:
    UK Limited Company, (Company number: 2783251)

    Registrant's address:
    Stansfield House
    Chester Business Park
    Chester
    CH4 9QQ
    United Kingdom



    Relevant dates:
    Registered on: before Aug-1996
    Renewal date: 15-Jul-2010
    Last updated: 31-Jul-2009
  • leeagtleeagt Forumite
    15 Posts
    Well. I have had a final response from loans.co.uk. Surprise surprise they cliam that the PPI was not mis-sold.

    Looks like i'm having to go all the way and complain to the FOS.

    Fingers crossed it goes the same way as my complaint with First Plus.
  • di3004di3004 Forumite
    42.6K Posts
    leeagt wrote: »
    Well. I have had a final response from loans.co.uk. Surprise surprise they cliam that the PPI was not mis-sold.

    Looks like i'm having to go all the way and complain to the FOS.

    Fingers crossed it goes the same way as my complaint with First Plus.


    So sorry to hear this.
    Was the final decision?

    If not then write back to them first and tell them you want this case reconsidered as you strongly believe the product was mis sold to you and anything else you can thing of to strengthen your complaint, but otherwise your correct in going the FOS direction.

    Make sure you enclose a copy of the final letter with the complaints form, good luck.;)
    The one and only "Dizzy Di" :D
  • leeagtleeagt Forumite
    15 Posts
    update . The FOS have now taken on my complaint and are investigating. So fingers crossed.

    now just y hardship case for my bank charges to go. Although i'm not too hopeful on that one
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