Loans.co.uk PPI advise

leeagt

Hi folks,

I've just found our old loan agreement that we took out in 2004 with loans.co.uk. The actual loan was with Endevour Personal Finance. And had PPI on it. I want to claim it back as it was missold. Do I claim back from loans.co.uk or endevour ?

Thanks in advance

L

di3004

leeagt wrote: »

Hi folks,

I've just found our old loan agreement that we took out in 2004 with loans.co.uk. The actual loan was with Endevour Personal Finance. And had PPI on it. I want to claim it back as it was missold. Do I claim back from loans.co.uk or endevour ?

Thanks in advance

L

Hi there

You would write to loans.co.uk to reclaim if these are the ones who sold you the finance, the lender then was Endeavour.
My lender was Endeavour with one of mine too but I had to pursue to the broker, so in your case loans.co.uk.

More info on link below with guidelines of reclaiming, template letters to help you through this and a checklist of mis selling reasons, they have 8 weeks in full to respond, post by recorded delivery for your proof of posting and keep at them.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

Good luck please keep us posted and ask for help anytime.;)

leeagt

thanks mate. Are loans.co.uk still trading ? you don't have an address for them ? or are they still contactable at address on original letter ?

di3004

leeagt wrote: »

thanks mate. Are loans.co.uk still trading ? you don't have an address for them ? or are they still contactable at address on original letter ?

Your welcome.
I would write to the details you have, if you still have them.

Found this here, not sure is its the same one you have.

Stansfield House
Chester Business Park
Wrexham Road
Chester
Cheshire
CH4 9FB

leeagt

The address i have is

6 Marlin House
Croxley Business Park
Watford
Herts
WD18 8TD

Thats from 2004 though. I'll try both addresses and see if i get a reply. Thanks again

di3004

leeagt wrote: »

The address i have is

6 Marlin House
Croxley Business Park
Watford
Herts
WD18 8TD

Thats from 2004 though. I'll try both addresses and see if i get a reply. Thanks again

Arh right, do you have a company number shown on your paperwork, in case they have a few?
But otherwise yes write to both, one of them is bound to get back, the right ones then.
Good luck.;)

DavePortsmouth

I also had some problems with stuff being sold in 2006,
I contacted them though the web site, To be told that they went into administration in 2006, and the web site address loans.co.uk belongs to someone else with no ties with loans.co.uk Lmd.

marshallka

DavePortsmouth wrote: »

I also had some problems with stuff being sold in 2006,
I contacted them though the web site, To be told that they went into administration in 2006, and the web site address loans.co.uk belongs to someone else with no ties with loans.co.uk Lmd.

Domain name:
loans.co.uk

Registrant:
MBNA Europe Bank Limited

Registrant type:
UK Limited Company, (Company number: 2783251)

Registrant's address:
Stansfield House
Chester Business Park
Chester
CH4 9QQ
United Kingdom



Relevant dates:
Registered on: before Aug-1996
Renewal date: 15-Jul-2010
Last updated: 31-Jul-2009

leeagt

Well. I have had a final response from loans.co.uk. Surprise surprise they cliam that the PPI was not mis-sold.

Looks like i'm having to go all the way and complain to the FOS.

Fingers crossed it goes the same way as my complaint with First Plus.

di3004

leeagt wrote: »

Well. I have had a final response from loans.co.uk. Surprise surprise they cliam that the PPI was not mis-sold.

Looks like i'm having to go all the way and complain to the FOS.

Fingers crossed it goes the same way as my complaint with First Plus.

So sorry to hear this.
Was the final decision?

If not then write back to them first and tell them you want this case reconsidered as you strongly believe the product was mis sold to you and anything else you can thing of to strengthen your complaint, but otherwise your correct in going the FOS direction.

Make sure you enclose a copy of the final letter with the complaints form, good luck.;)

leeagt

update . The FOS have now taken on my complaint and are investigating. So fingers crossed.

now just y hardship case for my bank charges to go. Although i'm not too hopeful on that one