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Landlord vanishes with my deposit!

2

Comments

  • DrGonzo_2
    DrGonzo_2 Posts: 7 Forumite
    Plenty to be getting on with then, thanks all!
  • terryw
    terryw Posts: 4,396 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    OP

    1. Obtain an official copy of the Land Registry (price £6) from the Land registry itself. Go there in person if it is relatively close. You will need this anyway to apply for a charging order at the county court.

    2. The address for service should be given on the official copy. If it is a different address you are a step further forward. More than likely though, this will be the same as the let dwelling. This however is a"business" address and is , as I understand it, a valid address for service of papers.

    3. If necessary write to the mortgage lender asking if they will be kind enough to provide you with his personal address. I don't think that they will but this will certainly start things moving.

    4. Issue the charging order papers at the court. this is quite straightforward. At the hearing ask for your costs with the LR £6 and £40 for registering the charging order.

    Come back if you have problems with this. PM if you like.....IANAL etc but I have just gone through this procedure.

    bw

    terryw
    "If you can bear to hear the truth you've spoken
    Twisted by knaves to make a trap for fools"
    Extract from "If" by Rudyard Kipling
  • Snooze
    Snooze Posts: 2,041 Forumite
    1,000 Posts Combo Breaker
    Another fine example why you should never pay your last months rent.

    Rob
  • DrGonzo_2
    DrGonzo_2 Posts: 7 Forumite
    Snooze wrote: »
    Another fine example why you should never pay your last months rent.

    Rob

    Unfortunately many agencies/LLs require references from old LLs. Which means staying on their good side!
  • olly300
    olly300 Posts: 14,738 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Snooze wrote: »
    Another fine example why you should never pay your last months rent.

    Rob

    Not all landlords are a!!!holes.
    I'm not cynical I'm realistic :p

    (If a link I give opens pop ups I won't know I don't use windows)
  • Snooze
    Snooze Posts: 2,041 Forumite
    1,000 Posts Combo Breaker
    DrGonzo wrote: »
    Unfortunately many agencies/LLs require references from old LLs. Which means staying on their good side!

    If you believe that urban myth then you're very naive. LL references can be knocked up in about 30 seconds by mates, friends, family etc, either written or verbal.

    Rob
  • DrGonzo_2
    DrGonzo_2 Posts: 7 Forumite
    Snooze wrote: »
    If you believe that urban myth then you're very naive. LL references can be knocked up in about 30 seconds by mates, friends, family etc, either written or verbal.

    Rob

    And does that pass muster with the proper referencing 3rd party companies?
  • Snooze
    Snooze Posts: 2,041 Forumite
    1,000 Posts Combo Breaker
    DrGonzo wrote: »
    And does that pass muster with the proper referencing 3rd party companies?

    Course it does. Why shouldn't it?

    Rob
  • SquatNow
    SquatNow Posts: 2,285 Forumite
    Not only can you put a charge on the landlords house, you can force it's sale as well. It's cheap and easy to do... the rules changed in April 2006, now anyone owed money can easily and cheaply put a charge againsts the debtors house and if the debtor doesnt pay within 30 days, force the sale.

    Effectively, all debt is now secured on your property.
    Bankruptcy isn't the worst that can happen to you. The worst that can happen is your forced to live the rest of your life in abject poverty trying to repay the debts.
  • RHemmings
    RHemmings Posts: 4,894 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    DrGonzo wrote: »
    Thanks for the advice, guys.

    What exactly do you mean?

    I see that barnaby-bear and others have answered your question. Sorry for not seeing it earlier.
This discussion has been closed.
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