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My new and MORE DETERMINED diary

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  • saver03
    saver03 Posts: 651 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    I actually got a little bit of ebaying done today and I have set myself another mini goal:

    Mini Goal
    List 20 things on ebay by Sunday 13th July - 3/20

    Again, I will be using auctiva and scheduling them to start on Sunday at 7pm for 7 days and hopefully this will attract the bidders.

    I have decided to make my ebaying goals smaller and more achievable so I do not just give up as I have set the bar too high.

    I counted the money in my 1p, 2p and 5p jar and I have £10.44 which is a pleasant surprise as I didn't think it was so much. It definately adds up very quickly. I also, have a £2 savers jar but it is sealed and I will only open it once it is full but it is quite big so it may take a while.

    I will be better tomorrow
    LBM 14/12/06 £21,947.17 DEBT FREE 12/04/09
    MFW - December 2010 £76,199 - 4th February 2021 £37,360.90
  • daphne_descends
    daphne_descends Posts: 2,517 Forumite
    Part of the Furniture Combo Breaker
    Well done on doing some ebaying :T once you get going, you'll gather momentum and before you know it you'll have listed everything you own! :D
  • saver03
    saver03 Posts: 651 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Well done on doing some ebaying :T once you get going, you'll gather momentum and before you know it you'll have listed everything you own! :D

    I think that's what worries the OH as he said to me the other day, "What is this obsession you have with selling everything you own?" We had watched a DVD and I asked if he thought he would ever watch it again and he wasn't sure but he said we didn't HAVE to sell it. Well, not that I am selling anyway just putting stuff in boxes that seem to be breeding :rotfl:

    My post has just arrived and I got a letter from my bank who have kindly informed me that I have been pre-approved for a loan of £24300 :eek: imagine what I could [strike]spend[/strike] waste that money on! :rotfl:

    Well I must go as I have ebaying to do and I will at the very least get 5 scheduled today.
    LBM 14/12/06 £21,947.17 DEBT FREE 12/04/09
    MFW - December 2010 £76,199 - 4th February 2021 £37,360.90
  • saver03
    saver03 Posts: 651 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    For the 2nd day in a row I have actually done some ebaying :A So far today I have scheduled 9 things and I still may do some more after dinner. I am on a roll and I do hope it lasts.

    Mini goals
    • List 20 things on ebay by Sunday 13th July 12/20 :j
    • Centre Parcs 22nd September £350/£1000
    • Pay of £5000 by 31st December £500/£5000
    I am making progress slowly but surely :T
    LBM 14/12/06 £21,947.17 DEBT FREE 12/04/09
    MFW - December 2010 £76,199 - 4th February 2021 £37,360.90
  • saver03
    saver03 Posts: 651 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    I am trying to be productive today but it is my friend's daughters birthday party at 4pm so I will have to squeeze it all in before then!

    I have got some washing in, on 30 of course :A , and I am hoping that the weather stays fine so it can go on the line. But knowing my luck I will peg it out, sit down and the rain will start, like the other day :mad:

    To reach my target for ebaying I will also need to list 5 more things which is hopefully doable but I also have housework to do. As they say, "A womans work is never done." :rotfl:

    I WILL BE GOOD TODAY
    LBM 14/12/06 £21,947.17 DEBT FREE 12/04/09
    MFW - December 2010 £76,199 - 4th February 2021 £37,360.90
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hello saver

    I've just come across your thread for the first time, and skimmed it through. I'm so sorry about your friend, that is so, so sad - we need to grieve for a long time sometimes, maybe thats one of the things thats been holding you back?

    Glad to see you've made a bit of a breakthrough on the ebaying. I think the advice you've had of, do a little bit at a time, is really important. There are o many posts from you, tho, saying "didn't ebay, must do better" - what is it you've been doing instead of ebaying? Can you remember? It would probably help to know.

    I had a look through your soa too, and what strikes me is how much you allow yourself - its a lot! You have a budgetted "misc" of £100, but you also sound like you let slip the over £300 of disposable income you have coming in. Thats an *awful* lot of money to let slip!

    My advice: start a spending diary. You sound like you're getting through a lot of money, and don't know where it goes. And as for Centre Parcs, okay, you'd rather have too much than too little - wouldn't we all!!!! - but maybe you could say, okay, I'll take £xxxx, £1000, but I'll plan to only spend half. Something like that, something that will give you a focus, which is what you say you want.
    2023: the year I get to buy a car
  • waves to Saver!
    hello, I too am a long keeper of boxes of stuff to Ebay and not really do anything to them to get them to sell.

    and I do the whole money disappearing in the budget thing too, so don't beat yourself up. Losing some one close to you is mostly impossible to deal with, I mean you get through it but its, well things are never the same and well I could ramble cliches for years, but essentially its bloody painful and hard and its ok to do what you feel. remember your huge loss is so recent. please be a little easier on yourself.

    I do the same settting of targets, and then have a go at myself for not reaching them, my diary is full of I'm going to do this and that and then nothing happens. The HARDEST bit about debt free is that it all takes so long....and is fairly boring, well not always but I do get sick of having a go at myself.

    I think I am going to look at my ideas and try and be a bit more realistic, I procastinate my life away I think maybe I will do one debt free thing and one goal related thing every day and not think about the long term too much. so says the woman who as a 70 day challenge and a summer hols challenge to complete..........hmmm.

    any how I just wanted say i understand - well I think I do and send hugs

    its tough its slow but we will get there.ok?

    xxxxxxxx
    Nevertheless she persisted.
  • Hello I've just read your diary... So so sorry about your friend, its early days so allow your self time to grieve you've lost something precious so how could you not be upset.

    One thing that struck me the most is the negative vibe you have on yourself... You set yourself huge goals then berate yourself coz you didn't meet them. You've already identified you need to make your goals smaller and more achieveable which is great but how about using this diary to list the positives you achieve each day too. No matter how small or insignificant they seem make sure you write them down.

    I can start you off, you have not added to your debt for xxxx months? So its not going up, you have changed your mindset about spending. You have integrity as you want to pay your mum back every penny you owe her (some don't care when its family). You have a goal career wise and you are taking steps to achieve it. You are managing to pay £500 per mth to debt and £300 to savings wow that is some going. You have changed you mindset in your 20s, very lucky here as many of us are older than that before we realise so you now have a bright debt free future looming sooner than many of us....etc etc etc

    Take care
    KM x
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Hi Saver another one catching up on your diary today.

    So sorry about your friend (((hugs))) like others have said it takes a long while to grieve, things will get easier and time does heal just cherish all your happy memories of her.

    I totally agree with the others that you seem to be setting yourself really high targets and there is nothing more demotivating than failing. Set yourself much more acheivable goals and you will suceed and gain extra motivation to do more, if that makes sense.:cool:

    I have loads to ebay too so maybe we can motivate each other to crack on. Maybe 5 listings a day or so many a week.
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • saver03
    saver03 Posts: 651 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    For some reason yetserday I decided it would be a good idea to sort out all the boxes underneath the stairs :mad: I thought I would see see what exactly we had and see if there was anything that wasn't worth keeping. It seemed like such a good idea yesterday but cut to today and I am sat in my living room surrounded by boxes that still need sorting :mad: Fingers crossed I should get them sorted today and hopefully be able to create more room.

    I probably won't get chance to list anything today but I will still technically be doing ebay work so I won't beat myself up too much!
    LBM 14/12/06 £21,947.17 DEBT FREE 12/04/09
    MFW - December 2010 £76,199 - 4th February 2021 £37,360.90
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