We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

named driver no claims bonus

Options
catford
catford Posts: 1,114 Forumite
If I am the main policyholder and my wife is the named driver,will she still be entitled to her own ncb when she next has her own policy??any one help?

Comments

  • Altarf
    Altarf Posts: 2,916 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Simple answer is no, the NCB is per car on the policy.

    However if she can demonstrate a number of years of trouble free driving, some insurance companies will offer introductory NCBs. Shop around and also try some insurance brokers as well as the online / phone companies.
  • avantra
    avantra Posts: 1,331 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Five exclamation marks the sure sign of an insane mind!!!!!

    Terry Pratchett.
  • robnye
    robnye Posts: 5,411 Forumite
    Part of the Furniture Combo Breaker
    Altarf wrote:
    However if she can demonstrate a number of years of trouble free driving, some insurance companies will offer introductory NCBs.

    i agree
    5 years ago we bought a second car (due to me changing jobs and needing a car to get to work)

    our insurance had always been in my name, the insurance company we where with, when we took out insurance in her name, allowed 3/4 of my no claims, which meant she needed 1 year without claims to get full no claims.

    so it does depend on which insurance comapny you use
    smile --- it makes people wonder what you are up to.... ;) :cool:
  • lisyloo
    lisyloo Posts: 30,077 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I have my insurance with more than and I believe they allow a spouse to duplicate the NCB of the policy holder.
  • usadave
    usadave Posts: 24 Forumite
    Altarf wrote:
    Simple answer is no, the NCB is per car on the policy.

    However if she can demonstrate a number of years of trouble free driving, some insurance companies will offer introductory NCBs. Shop around and also try some insurance brokers as well as the online / phone companies.


    TRY DIAMOND INSURANCE SEPECIAL POLICIES FOR WOMEN THEY DO A 10 MONTH POLICY TO QUALIFY FOR EARLY NCB
  • I would say Quinn-Direct! OH did it!
    "Don't cry, Don't Raise your Eye
    It's only teenage wasteland"
    The Who - Baba O'Riley
    Who's Next (1971)

    RIP Keith Moon
    RIP John Entwistle
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.