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Pay a debt by Xmas 08
Comments
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Morning Broken Hearted you are doing so well :j
I am making small regular overpayments and I am on track for clearing mine by Xmas still.
Just remembered will have £120 extra in next months wages for the 10% tax thing so will be some more I can chuck at it :TProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Hi, am I too late to join? I've got £951.30 on a credit card I'd like to be rid of by xmas xTotal debt 30/08/08 £21,806.91 :eek: I'm proud to have finally woken up and be starting to deal with it. DFD: June 2013
Total debt 30/01/11 £10,586 Still going!
New DFD March 2012!!! :j
7th November 2011 - I AM NOW DEBT FREE!!! :beer:0 -
Never too late to join and I have added you to the list.
Welcome aboard Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Thank you. Just paid £80 onto it too
x Total debt 30/08/08 £21,806.91 :eek: I'm proud to have finally woken up and be starting to deal with it. DFD: June 2013
Total debt 30/01/11 £10,586 Still going!
New DFD March 2012!!! :j
7th November 2011 - I AM NOW DEBT FREE!!! :beer:0 -
Brilliant a good start :TProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Hi and welcome to all the new people!
Another £22 paid off courtesy of Quidco. My signature has been updated. Slowly but surely............Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Paid off M&S! Next need to pay off Egg (approx £250) in Oct and pay half of Barclaycard in Oct and then rest of that in November. So I will have paid 3 cards off by Christmas..... but they are all the small balances. Next target after that Capital One......Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/250 -
well done savingholmes!
Welcome to all newbies and excellent news on payments being made - remember everything you pay off, however small, is significant in the longer term!
I managed to pay a chunk off HSBC yesterday courtesy of a tax credits payment, so that card now stands at £2800 ish Def hoping that one too will be gone by Christmas. Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
morning all,
please could you update the list at the front of the thread so show me now debt free the £600 i was aiming to pay by xmas is all gone!!!
WOW OMG i have done it all gone the payment for £170 went out this morning and i have now removed the standing order and i have paid my debt off in full all gone done!!:j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j
light bulb moment- Feb 08 when i found this site:T :j :beer:
amount owning- £1,800:mad:
hint and tips - keep account of what you spend, join loads of challanges, look at the up your income board, make loads of friends on here, sell everything and pay extra regularly!!!!
THANK YOU EVERYONE WHO HAS HELPED ADVICED AND SUPPORTED ME!!:p:j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart
Proven to be a little fighter and battling on with her heart condition :j
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well done jenjade - happy Friday :jSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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