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POssibility of going back to CCCS with tail between legs !?!

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Comments

  • CCCS_Sarah
    CCCS_Sarah Posts: 1,555 Organisation Representative
    Hi Dotty,

    It is a hard one when wages fluctuate. There are a couple of ways you can look at it.

    · Work from the worst case scenario as already mentioned
    · Or if you work on an average. For example you could put aside anything above the average amount, and use this to balance the months when it drops below.

    If you choose to do it this way and you find that you are taking home a higher amount regularly, and the money is starting to mount up a little – you could use this to make overpayments. This could also work the other way, if your wages drop below your average amount – you could always give us a call back for a review to alter your payments.


    I think it would be better for you to call for appointment so you can talk through your situation with a counsellor. Your counsellor will look at all options available to you at this time.

    Let me know how you get on and if you need anything give me a PM.

    Good Luck
    I am a Debt Counsellor that works for the CCCS and have specific permission from Martin, to post on these boards to try and help those in debt. Read more information on the CCCS and what it does in the Debt Problems: What to do and where to get help article.

    CCCS is a registered charity, and there is no charge whatsoever for any of the services we provide to our clients. We take great pride in offering first class help and advice, but we only offer this where we have been able to fully explore and understand your circumstances with you. We want to help you understand these choices and their possible implications but not make them for you.
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    Hi sarah, have PM'd u - hope to get this in place as soon as so i can get back on track and still have enough money to live...
    Focusing on clearing the credit cards in 2018 :T
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