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Finish line in sight....but I'm running out of petrol....
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I you buy gold sovereigns, there are no capital gains or VAT - they're classed as currency.
I knew a bloke who bought 1 sov each month when he was working, then cashed thm in whenever he needed the money in retirement. Gold always keeps pace with inflation.Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
[strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!!
● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.730 -
Dunno, someone recommended it, I wasn't really listening as to why. Something about China wanting metals?No longer using this account for new posts from 20130
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Dithering_Dad wrote: »I you buy gold sovereigns, there are no capital gains or VAT - they're classed as currency.
I knew a bloke who bought 1 sov each month when he was working, then cashed thm in whenever he needed the money in retirement.
Though if you buy them in bulk they are cheaper.Dithering_Dad wrote: »Gold always keeps pace with inflation.
Not always. From early 80's to just after the turn of the century, gold lost hand over fist to inflation."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Dunno, someone recommended it, I wasn't really listening as to why. Something about China wanting metals?
Can you remember who recommended it?"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Um.....biscuits......they're nice, aren't they?
*paddles frantically for shallow end where she wont be so out of her depth*"I wasn't wrong, I just wasn't right enough.":smileyhea97800072589250 -
Um.....biscuits......they're nice, aren't they?
*paddles frantically for shallow end where she wont be so out of her depth*
There you are Snaggs.
A gold biscuit for you.
Something to do with Frank Bruno from the look of it."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Good morning!
Wow, I can't believe how awake I feel - Natasha slept all night, and Ryan is at my Mum and Dads, so I have actually had enough sleep. :T
Although if it's a choice between having Ryan here and having sleep, I would rather have the little insomniac monkey back home, because I'm missing him like mad.
My sharesave is looking rubbish, so not much hope of a quick sale of shares. I think I might have to wait a bit. Because things aren't quite as critical as last year, we can manage to hold on for a bit, and see how the share price looks in a few weeks if necessary. I don't like being patient though!
So, in the meantime, we need to make this month as cheap as possible, so we can afford to relax a little bit on holiday - we go in 3 weeks, did I mention that?:cool:
I've just done a quick list of what food we have, and I think we can survive without going to the supermarket this week. My Abel & Cole order has arrived this morning, and although I wouldn't be able to spend that much on a small box of fruit & veg on a regular basis, it was well worth the 95p (net, after Quidco cashback) I have spent on it this time!
We have got:
4 bananas
5 apples
4 potatoes
some redcurrants (what on earth do I do with those??)
2 courgettes
4 carrots
1 avocado
We already have a few bits of fresh veg to use up too, so our 'No supermarket this week' meal plan is looking like this:
Today - Quorn (chicken style pieces), peppers and blackbean sauce with rice
Wednesday - Tuna pasta bake (with hidden courgettes)
Thursday - Acapulco chicken and rice
Friday - Quorn or beef burgers, chips, peas (mmm, healthy.....:rolleyes:)
Saturday - Sausage casserole and mini yorkshire puddings
I don't suppose anyone knows the cooking instructions for Aunt Bessies Yorkshire puddings, do they? They were at the back of the freezer, without a packet. They're the ones that are just frozen mixture in a foil 'bun case', so they need cooking rather than just warming through like the ready made ones do."I wasn't wrong, I just wasn't right enough.":smileyhea97800072589250 -
Hi Snags
Aunt Bessies are just popped into a hot oven from frozen (can't remember exact temperature...I just ramp it up to about 200-220C) for 15-20 mins (or if like me you don;t know the exact temperaure.... until they are done).
Mealplan sounds yummy......redcurrants can be eaten fresh in a fruit salad but might be a bit bitter. Alternatively stewed with a bit of sugar to tste to make a compote (posh word..and can then be frozen) to put on ice cream, cheesecake, sponge base etc or used to flavour youghurts, home made ice cream, jelly etc. Great as fake blood if your kids like gory meals:rotfl:
Have a good day...
Love
Wol2
xxFlooded 20/07/07.
Normal service FINALLY RESUMED 31/07/10 :j:j" It is a mistake to think you can solve any major problems just with potatoes." Douglas Adams...."or the FOS" Wol2
Numptie groupie #2 :cool:
Mortgage offset drawdown [STRIKE]£60861[/STRIKE].... [STRIKE]£60074[/STRIKE] [STRIKE]£59967[/STRIKE] £65k 'ish 1/6/14
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Just need to heat them on high for 20 mins I think! Thats what I do LOL - 20 mins on 200 on my cooker.....
Whats Able and Cole MRs S?Quality is doing something right when no one is looking - Henry Ford
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Just done a quick comparison of the Abel and Cole veg and the same weights of the Asda produce (non-organic) I would usually have bought. Asda didn't have redcurrants on their website, so I substituted blueberries (nearest I could find), although to be honest, I wouldn't have bought blueberries either, I would probably have chosen strawberries or grapes.
The Asda list comes to £5.94, so £5 cheaper. I do like the idea of having organic veg delivered to my door, and I felt really tempted to place another order, but having seen it costs more than double, I know we can't afford it."I wasn't wrong, I just wasn't right enough.":smileyhea97800072589250
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