Thursday 19/06/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today i will:

• Clicks
• Check online banking
• Update spreadsheets
• Storecupboard meals
• No spend day

Hi guys:hello: :hello: :hello: :hello:
Finally stopped raining here, might even see some sun today:rolleyes:
Hope everyone has a good day - not long to the weekend now:D
Welcome to any new posters:D

claireabelle_2

Morning sophiesmum :hello: and everyone who follows! it's quiet this morning!
Today I have

• checked internet banking
• done a piggy CT for me (now running OH's account on home computer and me on work one, why didn't I think of it before?! :doh:)
• checked for mystery shops, only rubbish ones like going to a pub and having a pint of bitter :rolleyes:

And I will

• update my spreadsheet
• get excited that there's a week til payday and another wedge of debt busting :j
• charge my phone at work
• plan a cheap dinner!

Have a fab day everyone
Claire

falady

Morning all!

Today I have / will:

- won the pigsback sizzler quiz and 2000 points - yay! :j :j :j
Thank you to all who posted the answers.... I have ordered 2 M&S vouchers.

- done piggyclicks
- eat from store cupboard
- do washing on low temp and dry on clothes horse
- not spend too much at the pub tonight
- check my online banking

have a good day,

Ali x

andan

Early afternoon everyone, still not feeling great so not at work again today, just feeling generally yucky and under the weather. Must get some dfw things done today though.

-Have checked for mystery shops
-Went to post office to try and pick up parcel but it still wasn't there:mad:, however just as i get home the parel force is delivering another parcel to our house, i managed to acost him:rotfl: and have a chat with him and he said its still at the depo but he will try and drop it off at my house tomorrow and leave it in the normal place.
-Have looked at going to London at the weekend with a girlfriend, i've seen a room for only £30 for the night, so £15 each and we can go on the mega bus or train for only an extra £12 each, so a cheap day out and we will try and get half price show tickets whilst out there!
-Need to finish off and send this application form
-Must post train tickets off
-Will work through emails
-Will do mystery shop phone calls later and pay for the tickets on my credit card so that i obtain more amanzon points and will pay the card off straight away.
-Work through emails
-Do any surveys i may have received with the exception to the one sent by home of research, wanting me to do a 20min survey for 50p, almost as bad as ciao!
-Look for another job
-Sort out when i next need to be at college
-look at jobs ive applied for and which jobs i need to apply for and what i'm going to do about them
-Work on gift vouchers
-Work on leaflets
-Go on site for business advice
-Fill in other job application form
-Check out stuff for sale on ebay
-Apply for more mystery shopping/auditing places
-Sort out mystery shops for tomorrow as i have loads to do!
-Check online banking
-Do some more matched betting
-Pay credit card bill off
-Speak to partner about paying money for bills


Have a great day everyone, hope all are well.

thriftymoo

hi all!

today i have/will:

*checked internet banking - had money from amazon and bongo paid in yey!
*checked how much pay i am getting this month and adjusted budget as its less than usual
*checked for mystery shops
*checked onepoll
*checked piggyclick
* will do STP

Bagpuss741

Today I have:

1. Got one of the free make up pallettes as posted on the Northern Ireland board (only pay £2.99 postage) Going to use it as my cousins christmas present:D link here if anyone else wants to grab one (use link in post 8 )http://forums.moneysavingexpert.com/showthread.html?t=966061


2. Printed out a voucher from the Boots advantage card machine for a free bath creme and managed to pick one up:j

3. Picked up free estee lauder mascara by taking the relevant page from Cosmo:T

Yargo1

Done piggclicks, checked online banking, charged mobile via usb at work.

Went to boots But no freebie for me in the machine !

tsharp

I checked my utilities at uswitch due to a letter from e.on telling me they were increasing our DD for gas and electric. While there are several options on there, what's the best way to do it and get cashback?

For example if uswitch tells you British Gas is cheapest etc, do you then look at it via quidco, and use BG's switching policy etc?

Cleosmum

Make sure you clear cookies between uswitch and quidco or it may not track as quidco. I need to do a comparison soon and will go via quidco for some pennies back.

Today I have:

• Checked banking
• Checked for mystery shops
• Housework - free exercise and feelgood factor
• Washed 4 loads of quickwash and line dried in the mad wind
• Checked london sites for touristy things to do that are free
• Tried to work out if we are better with a 3 day travelcard or an oyster card for the london trip, anyone know
• Requested an under 16s oyster form for free travel, and found out that my under 11s can travel free without one :j
• Cut out another free swim voucher from empty Kelloggs box - 4 now
• Put more change in sealed pot
• Breakfast and lunch from stores
• Paid off my usual today and updated my sig

And I will:

• Do PB CT and comps
• Research more london stuff and start to form an itinery
• Draw cash out on my way past to save using card and getting carried away (it is sooooo good that I dont have a credit card!)
• Sort out my mammoth clothes mountains and finally get it all put away I hate doing it, but once its done I love it and it will make me feel so much better!

I am feeling much better today and havent had to take anything other than hayfever tab and bronchial balsam :T


Any help from you lovely Londoners on travel would be gratefully recieved! I am trying to be really tight/moneysaving and dont want to blow it in this department! I really need zone 1-3 but all I can buy in travelcards is zone 1-2 or zone 1-6 which is £40 each :eek:

Thank you my lovelies!!!

andan

tsharp wrote: »

I checked my utilities at uswitch due to a letter from e.on telling me they were increasing our DD for gas and electric. While there are several options on there, what's the best way to do it and get cashback?

For example if uswitch tells you British Gas is cheapest etc, do you then look at it via quidco, and use BG's switching policy etc?

I usually check with one of the price comparison sites and then check with quidco to see if they offer cashback and depending on what i get the most money for,i go with that.

claireabelle_2

Hey cleosmum... you should be able to get a 1-4 travelcard when you get here, that's what I always used to get for my sis when she came up for the day when I lived in zone 3. If you do the oyster thing not sure how it works with zones... my work pay for my travelcard best perk ever! I'll get a leaflet from the tube for you 2mw if you like and see what would work out best.

PS for the under 11s you need to get the attention of a member of staff to let them through I think, that's what I see mini people doing (but you don't get many on the tube the times I travel!)