will a guarantor be credit checked?

hannahsmummy1

My sister in law is getting a new car (brand new one) on thursday, as she has not been in her current job long, she has been asked to get a guarantor, and she has asked my mum. Im just worried that if they credit check my mum they wont be able to use her as a guarantor. Save any embarassing moments on Thursday!

Alias_Omega

I imagine yes..

astonsmummy

Yes she would be credit checked, at least thats what we used to do (I used to work for a motor finance company)

hannahsmummy1

Thanks- I thought that would be the case! i know that my mum will not be able to be used if this is the case, as her & my dad are in debt up to their eyeballs- different & long story tho! Thanks very much all!

galvanizersbaby

Yes almost certainly
She may also have to be a homeowner or have income over a certain amount x

MrsTinks

She'd be credit checked as if your SIL couldn't pay then SHE would be liable for the money. No good if she has money problems I know that in some house rentals it's not the same as my parents live in Denmark and when I needed guarantors they were happy for my parents to be put down but they couldn't check them as they live in Denmark...