Court Date, 3 July - Eeeek! Edit - Help with SoA pleeeeease.....

Summer1969

Waspeze wrote: »

Ooooops soz Summer, didn't mean to confuse you! .. you don;t have to change your numbers, I was just commenting on them as if you were paying for them out of your income .. as your not you can leave them as they are or amend them its entirely upto you All I would suggest is that as you're not paying for things like internet etc do you need them on your SoA? If you leave them off then its less for the OR to talk about

I think I see what you mean. Yes, I had thought that. Why put my mobile bill on there and internet, because I am not paying for them. But then OR will think its weird no internet, everyone has internet and I don't want to lie. My head is in a muddle. :rotfl:

Waspeze

You may have internet but it's not one of your expenses as you don't pay for it (if you see what I mean?) .. Bit like having a company car .. you'd drive round in it but the company pays the insurance etc so the expense isn't yours. (bit simplistic as there's tax implications I know but not sure how to explain it )

if there's any doubt though you can explain these things to the OR in your interview.

Summer1969

Waspeze wrote: »

You may have internet but it's not one of your expenses as you don't pay for it (if you see what I mean?) .. Bit like having a company car .. you'd drive round in it but the company pays the insurance etc so the expense isn't yours. (bit simplistic as there's tax implications I know but not sure how to explain it )

if there's any doubt though you can explain these things to the OR in your interview.

That point you made about putting OH's contribution NOT income on 6.7, this is another confusing point. His basic income is £1500 net, but more often than not, he brings home £2200 +. Now what do I put down as contribution, because the outgoings are slightly higher (about £30) than his basic salary, so it won't match.

Shall I do a thread about this so you don't get bombarded by me all the time?

Waspeze

I don't mind answering

As far as I can tell from your SoA your other half pays for everything as you have no income, therefore his contribution will match your expenditure.

This can all be explained to the OR in the interview.

Hopefully someone else will pop along and confirm this as i'm only answering as i interpret the forms and feel like I may be confusing things a bit for you

peachyprice

Summer1969 wrote: »

Hi peeps.

Going through my forms today, want to get everything in order well before next Thursday. Right, this blooming SoA on Section 7. As some of you know, its just me going BR, but I have no income, so am putting 100% of OH's contributions on there. I am still a bit confused as to exactly what I put on there, as I won't be having an IPA so I don't need those figures that are recommended, so I am just going to put below what our outgoings are at the mo, do I just leave it as it is? Have I forgotten anything? I have copied out the headings exactly from Section 7 of the Form.

OH's income - Basic £1500 (though most months gets around £2200 +, with commission) - not sure what to put.

Mortgage/rent - £684.59
Housekeeping
(inc food & cleaning) £300.00
Gas, elec £76.50
Water £30 (normally £16 but they didn't charge us the
past months and didn't realise, so they are upping it
for a bit to catch up...)
Telephone charges £11 - line rental Virgin
Mobiles £25 x 2 Just put yours
Travelling to and from work £110 (OH's railcard - its way too expensive to park take this off
where he works)
Clothing £20
Council Tax £95.00
Contents Ins £11.54
Den Plan £19.49
TV Licence £11.61
Buildings Insurance £15.00 (flat is leasehold)
Ground Rent £ 4.00
Dry Cleaning £20.00
TV/Broadband £31.00
Car MOT/Tax/maintenance/petrol - £70 Is the car yours or OH's, if it's OH take this off


Now as I said, am I right in thinking that I just leave that as it is? As in I am not getting an IPA so the OR won't tamper with the figures as it is out of OH's salary?

Leave your income at 0, your OH's contribution is whatever the the above adds up to. What he uses the rest of his money for is none of the OR's business. I make it 1352 ish, after taking those things off.

Summer1969

peachyprice wrote: »

Leave your income at 0, your OH's contribution is whatever the the above adds up to. What he uses the rest of his money for is none of the OR's business.

Thank you. The car is in my name, he takes the train to work. As I don't work, there is a good chance OR will take it. Its only worth £400 but obviously there is the upkeep. I will try and give a good case to keep it. I suffer from depression and don't get out very much and it really is a lifeline for me, but I am prepared that it may have to go.

Summer1969

Shall I take the dry cleaning off as well? Its for OH's work suits, nothing to do with me.

peachyprice

Ok, leave the car on, and add it to the 1352ish. Yes take the dry cleaning off, it's OH's not yours.

Waspeze

Might as well.. it isn't something you'll be paying for. Take it off and reduce your OH's contribution accordingly. (drycleaning)

Summer1969

Thanks guys, this form really is a minefield! x