Credit for discharged Bankrupts

update

Co-op cashminder joint account just receive cards , payin book and pins also just start to clean up my file ( some still in defaults 10 of Max recovery but they are quiet helpful and receive the letter from them to update )

blind-as-a-bat_2

sez72 wrote: »

Hi all, my husband was dis-charged in 2006. Paid for court letter to say he is dis-charged. We managed to get a JOINT mortgage last year and got another mortgage this year too. BUT.... we still cant get a joint bank account, now how silly is that. Anyone know of a bank that'll help?

About as silly as Barclays offering a Bankrupt a CC but not a debit card with there account, but hey thats banks for you:rolleyes:

Quietgirl

My bancrupcy should be dropping off my credit files in october. As far as savings accounts go I have a Yorkshire Building Society internet saver, I had an ISA with them. I have Halifax websaver and there new 10% regular saver. Also I have A & L ISA and Esaver. I think they only check credit files for your identity. I have a coop cashminder account which I opened after i went bankcrupt. So far almost 6 years later having ran the account in good order for all the time they have not allowed me to upgrade the account nor open a savings account with them as they credit check for savings. I believe First Direct credit check for savings too.

I have tried the high APR credit cards and was refused.
Hope this helps!

SingleSue

I still can't see the reason why banks credit check for savings.....you're wanting to put money away not take it out!

I have had this problem in the past (not through BR but debts) and had an arguement with one bank over it.

jono_1uk

when did you go BR zip ?