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hayley_jayne's diary to get out of debt in two years!

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  • pandapaws
    pandapaws Posts: 2,119 Forumite
    :j Congratulations!:j

    That's a good old weight! Hoping you'll manage to post a few pics of her. Glad you're enjoying it all.

    You've got a 2 week old baby, you were up at 6.38 this morning, and you were 'with it' enough to post on here??? Congratulations on that too!:rotfl:
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's marvelous news, she wasn't little!!! Congratulations.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    i sit stating at the forum during the 3 am feeds but am definatly not awake enough to post!
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    Just checking in to see how you are getting on. we have had a couple of bad nights when he would only sleep if i was holding him. other than that he has just woken up a couple of times a night to feed and nappy change. I cant believe he is nearly 3 weeks old all ready.
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • hayley_jayne
    hayley_jayne Posts: 223 Forumite
    edited 30 October 2010 at 10:45AM
    Thanks for the congratulations everybody :)

    I don't know where my days are disappearing to. Yet I haven't felt this relaxed for years.

    H x
    A penny saved is a penny earned' - Benjamin Franklin
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just give yourself time and enjoy all the cuddles!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    how long do you plan to take off work hayley? ill be going back next october, i really want to make the most of the time out i can take. he has changed so much in this 3 weeks, i dont want to miss any thing.

    I wouldnt worry to much about the debt right now, as long as it isnt going up. shal i pm you my weight and we can be diet buddies? not sure what i will achieve before christmas though!
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • hayley_jayne
    hayley_jayne Posts: 223 Forumite
    edited 30 October 2010 at 10:47AM
    Having a good day, hope you are too


    H x
    A penny saved is a penny earned' - Benjamin Franklin
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    well done on the 0% transfers, it makes a huge difference to the reduction each month.

    I will be on stat maternity pay after 6 months, but have saved enough to manage through that time. haveyou used the snowball calculator to see when your DFD could be? ill be stuck with a fixed loan when my other debts are paid off and will prob have to save and pay it off in one go. im not sure how much they will charge in any penalty.

    DS is telling me its feeding time so im off to see to him.
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • hayley_jayne
    hayley_jayne Posts: 223 Forumite
    edited 30 October 2010 at 10:50AM
    Hadl a really horrid week.

    H x
    A penny saved is a penny earned' - Benjamin Franklin
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