Friday 13/06/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.



Anyway today i have/will

• Checked internet banking
• Clicks
• Storecupboard lunch
• Pay day today so need to move some money to savings pots:D
• Cooking for oldies tonight so will be eating for free.
• Clean house tonight with stardrops and microfibre cloths will free up time this weekend for other stuff
• Sort and shred some bills/papers

Hi Gang,
Had a little rain here this morning but seems to be clearing up now.
Good luck for the interview cassey:D Hi to everyone else:hello: :hello: :hello: hope you all have a good day, roll on the weekend:j :j :j .

claireabelle_2

:wave: morning!
just got into work after having my St Trop tan it's really good, what a fab freebie!
Today I will

• check internet banking
• pigsback
• set up a quido a/c for oh so I can do mine at work and his at home
• update the spreadsheet because I was naughty and bought lunch and I've eaten it already apart from the strawbs!
• not spend anything else!

Happy days!
Claire

Cleosmum

Well, I am poorly today, bad throat and dizzy, so I am propped up in bed with the laptop

I have:

• Checked banking - all ok and payment from mystery shopping in :T
• Done PB comps - no CT today
• Taken cheap hayfever and ibuprofen tablets, see moneysaving on my death bed :rotfl:
• Resisted buying rechargeable batteries last week as I knew I had a packet somewhere (bargain £1.25 ones last year) and found them - phone is now happy, so is my purse :T

And I will:

• Buy cheap cat food from Asda (from pet budget)
• Try walking to school, rather than drive, failing that will make OH walk lol
• Check for mystery shops

painted_lady

Not posted here for a week or so, maybe because I been spending too much money.
Today I
- hopefully will get time to work on my new website for business
- am going out for birthday meal tonight, OH will have to pay
- do a few loads on quickwash, hopefully I will be able to get it dry
- use food I have in for dinner and DS tea

andan

Wow, quiet day today gang! Cleosmum, hope you feel better soon. Claireabelle, glad you've got your tan, all ready for tomorrow! Cassey, hope your interview went well.

I've had a pain of a day, the teacher i work with kept me back half an hour looking for needles in a resources room, literally finding a needle in a hay stack, so i missed my bus home. When i get home i try to do a mystery shop telephone call only to find out that the times within which they want me to 'catch' the train don't fit in with what train times are available. They give you a number to call, only for you to have to leave a message, and there was me thinking it was easy £7, spent half an hour on it already!

Putting that aside, its the weekend so time to let loose:rotfl:
-I have tried to do a mystery shop phone call:D
-I have accepted two more mystery shops and includes bottles of wine:beer:
-Off to do some surveys in a mo
-Will place some matched bets
-Check online banking
-Revise for exam next week
-Do some washing on 30
-Fill in job applications
-Continue looking for jobs to apply for
-Foreign student is out for tea so one less person to cook for (saves us money!)
-Lunch and tea both from storecupboard
-Will sort out emails
-Go through bags of paper work and junk that i keep promising i will do:o
-Continue working on leaflets for business
-Use business advice from website
-Try and work on setting up website
-Try and sort out financial papers
-Go through all post down stairs that has piled up
-Go on ebay for things to buy for business
-Work on business plan
-Used special bus pass to get to work
-Cancelled driving lesson, saving me £21
-Will keep looking for more mystery shops
-Also do boring cleaning jobs

I will also make time for a large glass of wine or lager seeing as i am doing the waste no food challenge and the lager is included in that seeing as i have loads of it in the house!

Have a great weekend everyone, two days of freedom!:j

xtessx

Afternoon all, :wave:

Quiet at work this aft, so I have been able to:

Check for mystery shopping jobs (none)
Check bank
Do surveys
Do clicks

Also:

Walked to work, brought packed lunch
RECEIVED CONTRACTS FOR HOUSE SALE IN POST - AT LAST :j SIGNED AND RETURNED IN LUNCH BREAK!!!

Thats it today!

Tess xx

andan

Finally got to do the phone call mystery shop, £90 ticket stuckon the credit card but have stuck it on my amazon credit card so that i can get amazon points for it which can soon be converted into a voucher. Will pay the money off as soon as i get it back.

Aussieonabudget

wow andan, sounds like a busy day!!
Painted Lady is it your birthday today or is this a belated thing?

I've had a bit of a treat day today - caught tube to work, ate lunch at work and bought a drink to go with it, and just poured a glass of red wine (finished a bottle that had been open for a while so didn't want it to go to waste - thanks for the reminder andan)

DFW wise I have
- nothing to go on the spreadsheet as spent today (my lunch comes out of my money, not 'our' money)
- resisted the urge to go to the pub after work on a friday
- resisted going to the sushi shop with others at lunch where i usually spend £8 on a tray of various sushi (it's good but ouch at the price!)
- OH has done a huge stir-fry using a lot of vegetables from the fridge that needed to be used, with enough to feed a flatmate and enough for lunch tomorrow
- OH also did a massive pot of spagetti bolognaise to put in the freezer which on taste testing is pretty good
- gone through surveys but none to do
- will try and get through some more competitions tonight!

Hmm, think that's about it, the wine is tasting pretty good so will try to resist opening another bottle!

Hope everyone is enjoying their Friday
Aussie

crawley_girl

Evening

Today I:
* got the bus to and from work for free
* ate lunch at work for free
* went out to the pub after work and only had a coke instead of a meal and pudding
* am not going out tonight... or tomorrow!

:heartpuls CG :heartpuls

cassey1

Hi everyone.

Cleosmum,hope you are feeling better.
Andan and sophiesmum,thank you for your kind words for interview.You will be glad to know i got the job. It is where i am working now,but a perment position,i only had a tempary contract,it is promotion,so will be a few thousand pounds better a year as well. All helps. I am so excited.:j

today i have/will

took lunch to work.
-NSD.
-washing on quick wash,dried on airer.
-DH buying takeway to celebrate,but will drink wine and beer,we have at home.
checked on line banking.
-will do survey/comps.

Have a great evening everyone.

claireabelle_2

:j :j :j
Well done Cassey! Superstar...
:T :T :T