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PayPal - Credit/Debit card or bank

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I have recently set up bank funding to pay for items that I win from eBay but have been using a debit card to pay for items through PayPal.

I was wondering how I can change from card to bank or do I have to add funds to my PayPal account from my bank account?

Comments

  • xlt_hunter
    xlt_hunter Posts: 510 Forumite
    I would stay with the card (credit would be even better) - as you have a extra barrier of protection with visa (if it is visa). Any bad transactions via the card can be dealt with a card issuser and will be very quick with the banks

    I had a chargeback on my account, even though I had everything with tracking etc.. they favoured in the buyer to my disgust. However my only account online was the savings account so the couldn't take any cash out of that account at all :)
  • masonic
    masonic Posts: 27,248 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    If you become paypal "verified" then you will be able to pay by instant bank transfer from your bank account (IIRC, the link is clearly displayed on your paypal account window). This will then be set up as your default payment option.

    As already mentioned, it is best to source funds from a credit card if possible, as you can do a credit card chargeback if you run into problems with a seller and a dispute through paypal does not find in your favour. Mastercard is best for this (see this thread for details).
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