Regular Savings Accounts Article Discussion

schiff

The only RSs that I have with a variable rate that hasn't been reduced so far are with Chorley BS and Nottingham BS. The latter has apparently committed to hold fire, but for how long? Waiting on Chorley but expect not good news.

eskbanker

schiff said:

It would be useful to know SS's attitude to this, he's the important person you are concerned about on his behalf. If anybody is accustomed to wading through and discarding then surely he is! 
Anyway your proposal has got off to a modest start, though it does mean that I now have an additional thread to check.

From post #1 on that thread:

Special_Saver2 said:

I am happy for people to use this thread to discuss the regular savings accounts on this list. 

SFindlay

veryintrigued said:

Over and out for me.

So you keep saying but keep coming back!! Point is it's not for you to dictate to the rest of us so just accept other peoples opinions and scroll past what's not relevant to YOU. 

soulsaver

https://www.moneysavingexpert.com/site/forum-faqs/?_ga=2.9385077.1754530624.1566833604-761418089.1542203248

From there is a MSE forum guide:

What's wrong with going off-topic?

The purpose of this site is to help people save money. So we'd prefer people to keep MoneySaving discussions on the main boards on topic. Taking them off-topic can be confusing for new users, while in discussions linked to from the weekly email, guides, news stories and blogs, it makes it especially difficult for people to find the information they want.

If you've been asked to keep a thread on track but this hasn't happened, off-topic posts may be removed. We encourage community, but not thread derailment. The Forum Team prioritises its time on the MoneySaving boards and not the ones dedicated to off-topic discussion: The MoneySavers' Arms and Discussion Time.

mooneysaver

soulsaver said:

From there is a MSE forum guide:

The purpose of this site is to help people save money. So we'd prefer people to keep MoneySaving discussions on the main boards on topic. Taking them off-topic can be confusing for new users, while in discussions linked to from the weekly email, guides, news stories and blogs, it makes it especially difficult for people to find the information they want.

If you've been asked to keep a thread on track but this hasn't happened, off-topic posts may be removed. We encourage community, but not thread derailment. The Forum Team prioritises its time on the MoneySaving boards and not the ones dedicated to off-topic discussion: 

Please can you try and keep your comments relevant to the thread you're posting in? There are other forums you can post general discussion such as above to.

schiff

We can't have an individual thread for each RS. The basic information "for people to find the information they want" is in Post 1. It is very detailed, comprehensive and it is kept up to date weekly. In spite of that it is not always enough and people have queries. It has happened that some useful information about a new account or a change is announced the day after SS has brought Post 1 up to date. So questions have to find a home somewhere. We've got two threads going and the answer to those queries could be in either one or not at all. Hopefully people will look for answers in both threads; to be sure they will have to. They may have to 'quote' a relevant message, so they are obliged to ask where the quote is.
I'm afraid I just can't see how the two things can be kept apart. I think the very low number of people who have made your point indicates that it's not a problem for the great majority of us. 

margaretx9

schiff said:

We can't have an individual thread for each RS. The basic information "for people to find the information they want" is in Post 1. It is very detailed, comprehensive and it is kept up to date weekly. In spite of that it is not always enough and people have queries. It has happened that some useful information about a new account or a change is announced the day after SS has brought Post 1 up to date. So questions have to find a home somewhere. We've got two threads going and the answer to those queries could be in either one or not at all. Hopefully people will look for answers in both threads; to be sure they will have to. They may have to 'quote' a relevant message, so they are obliged to ask where the quote is.
I'm afraid I just can't see how the two things can be kept apart. I think the very low number of people who have made your point indicates that it's not a problem for the great majority of us. 

Totally agree - lets ideally keep one.
They really aren't that complicated they all need one thread each - some have odd rules but we can cover them in one place! Often there is a flurry on one account - and then another - so all these separate threads soon lose their usefulness anyway.

bsms1147

Im all for keeping the discussion in here (edit: SS2’s thread, thought I was already making this comment in there), unless it’s becoming saturated by a specific account (ala the Virgin Money Regular Savers last year) in which case a new thread to discuss them was spun off.

Discussions are inherently organic and just let them do their thing. There’s a lot of discussion now because there are a lot of changes going on at the moment. It’ll quieten down again in the future.

Gwenthrower

I have tried both you and the Halifax own links to open a regular savings account with no joy. Nothing loads. Any one else having a problem

colsten

Gwenthrower said:

I have tried both you and the Halifax own links to open a regular savings account with no joy. Nothing loads. Any one else having a problem

It's worked perfectly just now, on the Halifax website. Try again. If your problems persist, clean your browsing history and cookies, or try a different browser.