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Regular Savings Accounts Article Discussion
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petersensignej wrote: »Fascinating to catch wind of the new 10% consistent saver account from Halifax. I at present have a general saver with them, at 7% intrigue. I called them today to inquire as to whether the new 10% rate would apply to it and was let it know would not, I would need to close it and open another one. On the off chance that I did that I would lose enthusiasm for the a half year I have officially spared. So not an especially decent arrangement for me and most likely others!
What have I missed here?0 -
veryintrigued wrote: »What have I missed here?
Nothing. I can only assume the OP is 10 years too late. Well that's how long it's been since Halifax offered a regular saver @ 10%.:grouphug:
Official MSE canny forumite and HUKD VIP badge member :grouphug:0 -
...the latest MSE bug, which results in the "1." vanishing on any numbers ending with a "%"?veryintrigued wrote: »What have I missed here?
"In the future, everyone will be rich for 15 minutes"0 -
:grouphug: Official MSE canny forumite and HUKD VIP badge member :grouphug:0 -
Interesting to hear about the new 10% regular saver account from Halifax. I currently have a regular saver with them, at 7% interest. I phoned them today to ask if the new 10% rate would apply to it and was told it would not, I would have to close it and open a new one. If I did that I would lose interest for the 6 months I have already saved. So not a particularly good deal for me and probably others!petersensignej wrote: »Fascinating to catch wind of the new 10% consistent saver account from Halifax. I at present have a general saver with them, at 7% intrigue. I called them today to inquire as to whether the new 10% rate would apply to it and was let it know would not, I would need to close it and open another one. On the off chance that I did that I would lose enthusiasm for the a half year I have officially spared. So not an especially decent arrangement for me and most likely others!
A slightly reworded version of post #6 in this thread. Spam or post building!0 -
Well I had my letter from Holmesdale regarding my regular saver issue 3 which matures on 11th of October and they have offered me the pitiful Skipton easy access at 0.80%
And not the H reg saver 4 with the 2.10% interest rate I was hoping for
I was wondering if I could circumvent this by opening an issue 4 in OHs name but I rang them up and both of the regular savers, 4 and 5, listed on the website are now for issue 3s maturing before the end of September
I have to ring Skipton after October 1st to close the issue 3.
In the meantime I also realised that my Chorley Festive fund is also maturing in October and there is no regular savers listed on their website now. I have the other regular saver paying 2.75% with a £350 maximum a month so at least that's something.
But by October there will be 3 of my regular savers closed - TSB, Holmesdale and Chorley. TSB is renewable but with a lot of effort to get an appointment late enough in the day..“Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”0 -
And still no letter from the Chorley regarding the maturity instructions for the Festive Fund and its now well within the 28 days notice ...“Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”0
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Thought it matures on 31st October for everyone?
Oh I must have the date down that my account opened. Right - no need to worry then “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”0 -
My mother-in-law has a Virgin Regular E-Saver Issue 7 account, which matures on 20 October. She would like to open a follow-on account for future monthly savings but, as previously noted here, the only worthwhile Virgin account currently offered is the Regular Saver Issue 13, which has to be opened in-branch. Not at all helpful when (although we live in a major town) the nearest Virgin branch is more than 20 miles away - and she is both elderly and disabled!
Clearly, Virgin has little interest in maintaining customer loyalty and reinforced this when I phoned to query the position - I could almost hear the 'advisor's' shoulders being shrugged as he tried to fob me off by explaining that these accounts are driven by 'customer demand'.
Coincidentally, I read today that a Virgin plane has completed its first flight using biofuel. I wonder when one powered by a mixture of hot air and bulls**t will take off?
Despite the recent base rate increase, there are precious few regular savings accounts open to all that are readily accessible. :mad:0
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