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The great Clubcard Deals fallacy... one to watch out for!
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Buying extra stuff you don't need just to maximise your points is foolish.
The quoted cost of a Deal is often higher than you could get elsewhere, so be selective.
thanks, this is basically it. unnecessary thread but now its opened, nice recap.Save saynoto0870.com in your favorites, and stop giving companies more £££ dialling 0870 numbers when you can dial freephones or cheaper alternatives
call your credit card company, tell them that you want to leave, 99% of the time theyll lower your APR%
Remember when that Bank Manager or Salesperson smiles at you, all he sees is £ notes. Dont forget the motto, "the wider their grin, the more debt your in"0 -
All I know is since I have stopped buying things for points, my shopping bill has dropped right down to a much more acceptable level.
It is funny when people say!
Mr. T took me to the Bahamas.
But whats never noted is the absurd amount of points they gathered, and not just that but how much £££ they spent instore to get the holiday.
My bills have reduced too since I started to shop at various supermarkets. Morrisons and Asda, checking mysupermarket.com and keeping my costs down not only worrying about ''if I dont shop at Tescos, Ill miss the points''. This is the venomous thought that has so many £'s in Tescos revenue.
If I go to Tesco, then yes, the clubcard is brought out but I dont have a set ''its supermarket time, and I head to Tesco''.Save saynoto0870.com in your favorites, and stop giving companies more £££ dialling 0870 numbers when you can dial freephones or cheaper alternatives
call your credit card company, tell them that you want to leave, 99% of the time theyll lower your APR%
Remember when that Bank Manager or Salesperson smiles at you, all he sees is £ notes. Dont forget the motto, "the wider their grin, the more debt your in"0 -
How does the saying go "theres no such thing as a free lunch" thats if you eat christmas puddings for lunch.
Unless you cash your clubcard points in for 4 times the value and have a meal at one of the participating restaurants:rotfl:The average woman would rather have beauty than brains,
because the average man can see better than he can think.
Many people's view of the world is down to their experience, perception and what they have been conditioned to,this isnt any old MSE reply this is a important and experienced MSE reply :rotfl:0 -
I so glad I no longer use supermarkets.Doing voluntary work overseas for as long as it takes .......
My DD might make the odd post for me0 -
I can appreciate where people are coming from when they say you can buy things as cheap as you do buying items you dont need to gain points to spend on something which may be at an inflated price through clubcard deals but it's not always the case.
There's lots of ways to gain points without spending a lot. We used our deals to pay for a holiday in Orlando through Virgin which cost us £1,900. We could have got it through Virgin for around £1,800 had we paid in cash or alternately we could have booked through different operators for around £1,500. Of course im now stuck with lots of nappies, confetti etc etc that I dont need but in total we spent £400 in Tesco to get enough points for a fortnight in Florida flying with Virgin which is a fantastic deal.0 -
Not necessarily true about spending obscene amounts of money to get the points. I (luckily!) managed to get some of the illusive H&B vouchers last quarter and yes, I spent the money, but recouped a lot of it back through selling what i'd bought at car boot sales. I got b1g1f on everything I bought so it immediately halved the cost and then I sold it at more or less what I bought it for (made a few pennies on some things but lost a few on others). I've had my best quarter with Mr T so far but my bank balance is looking exactly the same as any other month
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:jWeight loss to date 1st 11.5lb :j0 -
My two - pennorth (is that how you spell it?).....
I agree in principle with the idea that it's madness to buy loads of stuff you don't need to earn extra Clubcard points - I really don't understand that, but then it's down to personal choice.....
Wrt shopping at various supermarkets to get bargains, that's a great idea - if you have the time to shop around!
As a full-time working mum of two (aged 12 and almost 8), I do my weekly and top-up shops in Tesco because it gives convenience, good value, good quality and of course Clubcard points, I don't have the time nor the energy to shop around.....
My point is this, Tesco paid for my holiday last year (only to Dorset for a week, incl days out) - but they really did pay for it. All the points earned were from stuff I would normally buy as part of my weekly shop, so I do therefore consider it to be a free holiday!
It's great to read these posts!0 -
Buying extra stuff you don't need just to maximise your points is foolish.
Don't use your points in store.
The quoted cost of a Deal is often higher than you could get elsewhere, so be selective.
So how about this ??
A pack of confetti cost £1 = 75 points £3 in deals
1000 Confetti = £1000 = 75000points £3000 in deals
So a £1000 spend gets you a £3000 holiday, seems a good return to me.0 -
Very thoight provoking thread
We've stopped shopping at Tesco's altogether now.
There are 2 supermarkets within a mile of my house, both Morrisons. Tesco is at least 6 miles away, so I save on petrol.
The wife's mother also works at Morrisons, and we have a family discount card giving us 10% off all shopping at Morrisons.
So....no more treks to Tesco and cheaper shopping!!
Happy Days0 -
It is funny when people say!
Mr. T took me to the Bahamas.
But whats never noted is the absurd amount of points they gathered, and not just that but how much £££ they spent instore to get the holiday..
But look at it this way.
I have a budget of £2000 to get a car/holiday.
I can spend that money instore buying CC points on the right deals and get a holiday/car worth £8000. Yes that price may be inflated, but I probably wouldn't be able to get the car/holiday anywhere else for under £6000.
So a great deal to be had, just by channelling the money in the right direction.Who made hogs and dogs and frogs?
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