The great Clubcard Deals fallacy... one to watch out for!

penrhyn

No problem.
Buying extra stuff you don't need just to maximise your points is foolish.
Don't use your points in store.
The quoted cost of a Deal is often higher than you could get elsewhere, so be selective.
Where are my Christmas puddings, I want them now, give me my puds, if I don't get my puds I'll scream and scream until I'm sick!

Suewre

Jazzycat wrote: »

I'm not too sure on this one.


On your example you would have to buy 15 puddings to cover the RAC cover.

Total spent = £14.85

For £14.85 you would have 15 puddings & RAC cover for a year.
Pretty good bargain in my book!

You get 25 points for each pudding (25 points is worth £1.00 in deals) so it would mean that you would have to buy 57 puddings costing £56.43 to get £14.25 in clubcard deals to buy the RAC cover which in theory would cost you £57 if you didn't use deals.

But as you could probably get cover elsewhere for cheaper than £57, then the 'value' of the £14.25 in deals is in reality what you would have paid for cover without using deals.

LesD

Have they got the Xmas puddings in already?

[Deleted User]

Jazzycat wrote: »

I'm not too sure on this one.


On your example you would have to buy 15 puddings to cover the RAC cover.

Total spent = £14.85

For £14.85 you would have 15 puddings & RAC cover for a year.
Pretty good bargain in my book!

Not quite. You'd have bought more pudding than that. If one pudding was 99p (with 25 points), that'd be 10 puddings (costing £9.90) to get 250 points. Therefore, to get the 1485 points required for the RAC deal, you'd have to buy 59 puddings at a total cost of £58.41. (Roughly 4x as much as you thought - that's where the 4x multiplaication gets you!!!)

Clowance

so if for the sake of argument you could get cover from eg green flag or someone for £20 in real money; you have paid £58.41 for the same and been given 59 free xmas puds. So in reality the "free" puds have cost you £38.41 for 59: 65p each. If you just bought one and then used points for money off you would pay 99p and get 25p worth of money off your shopping, pudding therefore costing 74p (or 73p if you bought a penny chew to make it to £1). Not much difference really: especially if you have no actual use for 59 puds.

I have been as guilty as anyone of the double saving thinking, but now try not to buy things I won't actually use, although still guilty of overpaying for things for points.

Sooler

mrs_lds wrote: »

please can you paraphrase this?

Spend £1 on a pud in store, get either £1 to spend on deals or 25p to spend in store

Spend £57 on puds, get £57 to spend on deals ... which you use to get RAC.

You've either spent £57 on puds with RAC for free
or spent £57 on RAC with puds for free.

akane_2

I don't want to be rude but your post is Flawed and you should have spent more time doing research before making a post that could loose member's money.
Use your point's for a virgin florida holiday ,fly travelcity direct for half the price ,use your point's for magazine subscription you can get mag sub's for a few £'s as mentioned in post's on here and so on and so on.

You Cannot compare GREENFLAG to the RAC.
GREENFLAG only cover your Car But RAC cover You ,so you are covered in any Privately Owned car you travel in
If you had Ten car's Greenflag would charge you 10 x £25 but it would be 1 x £47 in club card vouchers for RAC cover
Greenflag charge's depend on where you live, what car and your annual mileage and then they give you Personal Quote,
My Quote is £76.50
The full monty RAC package on tesco deals you would have to buy 47 christmas pudding's but you would still have 47 Xmas Puds and save £81.25 as RAC's online price today is £128.25.

poppypopster

akane wrote: »

I don't want to be rude but your post is Flawed and you should have spent more time doing research before making a post that could lose member's money.

You Cannot compare GREENFLAG to the RAC.
GREENFLAG only cover your Car But RAC cover You ,so you are covered in any Privately Owned car you travel in
If you had Ten car's Greenflag would charge you 10 x £25 but it would be 1 x £47 in club card vouchers for RAC cover
Greenflag charge's depend on where you live, what car and your annual mileage and then they give you Personal Quote,
My Quote is £76.50
The full monty RAC package on tesco deals you would have to buy 47 christmas pudding's but you would still have 47 Xmas Puds and save £81.25 as RAC's online price today is £128.25.

I think the OP was just comparing a basic car breakdown package as an example and the message is not to fall into the trap of just buying extra things for the points, because quite often you can get it cheaper elsewhere or direct, so you're quite often not saving as much as you thought you were.

Some people buy things they don't like /won't use just to get the points and using this example you would have spent £57 on 57 (:eek: ) Xmas puds to pay for breakdown cover, which you could get cheaper elsewhere or direct with the supplier even - like your holidays example.

Or you're in danger of counting the saving twice, i.e thinking you've got free puddings and free breakdown cover, when it's one or the other

I think penrhyn summed it up best in his/her post what the OP illustrated with her example. I think the original was a brilliant post and hope it does make people think twice before buying things for the sake of it and thinking they're getting a double bargain! Well done!

Inactive

Remember, points are not free, nothing is, they are all calculated in to the price of the original item.;)

newmee

Woby_Tide wrote: »

I've read it 3 times and still don't get it.....;)

mmmmmm me neither!!! :rotfl: