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Another way to Stooze?
Comments
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Capital One cheques show up as "Cheque 0001", "Cheque 0002" etc. They ARE free and you DO get your x days interest free.
Balance transfers - interest charged from date of transfer (no way of escaping interest).
AFAIK Cap 1 are the only providor to charge (or otherwise) cheques in this way.
Rich#145 Save £12k in 2016 Challenge: £12,062.62/£12,000.00 Beginning Balance: £5,027.78 CHALLENGE MET
#060 Save £12k in 2017 Challenge: £11,03.70/£12,000.00 Beginning Balance: £12,976.79 Shortfall: £996.30:eek:
This is the secret message.0 -
I ended up with a credit balance on my Mint card a couple of months ago (collecting gambling bonuses).
I wrote myself a cheque for the balance (having checked with Mint that it would indeed be free) and it cleared with no probs or charges. Will try getting into debt (by a small amount) next month to see if it works.0 -
RichyRich wrote:Capital One cheques show up as "Cheque 0001", "Cheque 0002" etc. They ARE free and you DO get your x days interest free.
Balance transfers - interest charged from date of transfer (no way of escaping interest).
AFAIK Cap 1 are the only providor to charge (or otherwise) cheques in this way.
Rich
BEWARE!! sometimes the cheques are free and sometimes they are not. I have a supply of free ones which I use for SBTs. I've been using them for years and there is no charge or cash advance fee. BUT last week Cap One sent me a new book of cheques and guess what? These will be treated as cash advances. So they went straight into the shredder
Moral: make sure which kind it is before using for SBT.0 -
I wasn't aware that they sent cheques that were chargeable. I've only ever been sent the better variety #145 Save £12k in 2016 Challenge: £12,062.62/£12,000.00 Beginning Balance: £5,027.78 CHALLENGE MET
#060 Save £12k in 2017 Challenge: £11,03.70/£12,000.00 Beginning Balance: £12,976.79 Shortfall: £996.30:eek:
This is the secret message.0
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