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Tesco credit card

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Comments

  • Volcane
    Volcane Posts: 325 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I thin k it's better value using a normal cashback card (eg 1% with Egg Money) and also your clubcard and hit them tesco fiends with a double whammy! :cool:
    Best Regards,

    V
  • basketcase
    basketcase Posts: 1,229 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    trashcan wrote: »
    If you use your clubcard in tesco you get 1 point for every £1 spent, so £4 = 4 points. So by using your credit card you are only getting 1 point extra. £4 spent = 5 points.

    If you spend with your card elsewhere you get only 1/4 of a penny for every pound spent.

    Every little (and it is little)helps.

    AND I also use my 'ordinary' Clubcard Plus when I shop at Tesco (which isn't often), so I get 1pt per £ with the Clubcard and 5pts per £4 by using the Credit Card (making a total of 9pts per £). It's worked like that so far anyway...:rolleyes:
    A budget is like a speed sign - a LIMIT not a TARGET!!

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  • King_Of_Fools
    King_Of_Fools Posts: 1,612 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    basketcase wrote: »
    AND I also use my 'ordinary' Clubcard Plus when I shop at Tesco (which isn't often), so I get 1pt per £ with the Clubcard and 5pts per £4 by using the Credit Card (making a total of 9pts per £). It's worked like that so far anyway...:rolleyes:
    Not sure how the Clubcard Plus works but for me the tills only accept 1 Clubcard number (either my Clubcard or credit card) but the points go on the same account as standard Clubcard points either way. I then get extra Tesco Personal Finance points which are based on my credit card spend irrespective of where I shop.
  • trashcan_2
    trashcan_2 Posts: 309 Forumite
    Can you do that - hand over your clubcard for the clubcard points and than pay with your credit card?
  • basketcase
    basketcase Posts: 1,229 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    trashcan wrote: »
    Can you do that - hand over your clubcard for the clubcard points and than pay with your credit card?

    Well I do! But you've got me worried now!:eek: :rotfl:
    A budget is like a speed sign - a LIMIT not a TARGET!!

    CHALLENGES

    2025 Declutter:
    1 CONTAINER (box/bag/folder etc) per day; 50/365
    1 FROG (minimum) per week; 6/52
    WEIGHT I'll start with 25 lbs (though I need to lose more!) and see how it goes...🤔 0/25

    2025 NSDs: 15 per MONTH - FEB 4/15; JAN 21/15
    2025 Fashion on the Ration: (carried over from 2024) 10+66 = 76
    2025 Make Do, Mend & Minimise No target, just remember to report!

    AWARDS 💐⭐
  • King_Of_Fools
    King_Of_Fools Posts: 1,612 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    trashcan wrote: »
    Can you do that - hand over your clubcard for the clubcard points and than pay with your credit card?
    Yes you can do any of the following with your credit card:
    1. Hand over Tesco credit card (its number is taken as Clubcard and payment card)
    2. Hand over Clubcard and then Tesco credit card (Clubcard number is used and credit card number is used for payment)
    3. Hand over Tesco credit card just for clubcard number and pay with something else
    The end result of 1 and 2 is exactly the same.
    The result of 3 is the same as if you had used your Clubcard.
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