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October Pin Money Savings Challenge

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  • omega_2
    omega_2 Posts: 251 Forumite
    jaybee wrote:
    (shame it's not 'real' money!!!)
    Couldn't agree with you more!! You've done so well!

    aPMS: Despite note to self to ebay, we just haven’t had the time, this month. However, I have still exceeded my target by an unexpected “windfall” payment from my insurance company, who, because of a mistake, have effectively given me 2 months free premiums, so that’s £60 to add to my PIN pot.
    Total this month is therefore £120.01

    vPMS: This week, grocery shopping bogofs/reduced items/coupons have yielded £18.56, Also raided my present drawer and card stash, which has saved us approx £3, so total October total: £63.43
  • scuzz
    scuzz Posts: 1,995 Forumite
    All of my PIN savings mount up month on month, since Julyish, I've saved £86.80
    Comping, Clicking & Saving for Change
  • Frugal_Fox
    Frugal_Fox Posts: 1,002 Forumite
    jaybee wrote:

    Actual PIN Money = £57.02
    Virtual PIN Money = £123.74 (shame it's not 'real' money!!!)

    Wow - what an inspiration!!

    I'm pleased with what I have managed to save - particularly as this was my first month. I'm also pleased as I will be able to make a much better donation to the Earthquake appeal than I first thought - and miles more than if I hadn't done this at all.

    Next month the pin money is being used by me to go towards my debts...

    FF
    "A simple life freely chosen is a source of strength. Do not be pursuaded into buying what you do not need or cannot afford." Quaker Faith & Practice 1.02.41
  • Hiya everyone

    I'm kind of new here, i joined and posted a few times earlier in the year but haven't had regular internet access for months so haven't been online much.

    I've been reading about the PMC and would like to give it a try, starting tomorrow, Nov 1st, until the end of the month i'm hoping to save about £30 to help towards xmas.

    Just a question - i have a budget of £25 per week for my shopping/cleaning products/toiletries etc (for myself and 4yr DD), if i don't spend the whole £25, does the extra go into my PIN money?

    Take care all

    Kate xxx
  • squeaky
    squeaky Posts: 14,129 Forumite
    10,000 Posts Combo Breaker
    I don't see why not :) I would.
    Hi, I'm a Board Guide on the Old Style and the Consumer Rights boards which means I'm a volunteer to help the boards run smoothly and can move and merge posts there. Board guides are not moderators and don't read every post. If you spot an inappropriate or illegal post then please report it to forumteam@moneysavingexpert.com. It is not part of my role to deal with reportable posts. Any views are mine and are not the official line of MoneySavingExpert.
    Never ascribe to malice that which is adequately explained by incompetence.
    DTFAC: Y.T.D = £5.20 Apr £0.50
  • Yorkielass
    Yorkielass Posts: 2,235 Forumite
    Part of the Furniture Combo Breaker
    Went to Tescos tonight to get a few bits, sub total 8.92, but 2.31 of multibuys and 2.60 of coupons so total VPM for October was £50.73 (target £40)

    So will stick to my target of £50 for November and see how I go - off to change my sig ;)
    Initial Mortgage January 2024 - £160,000
    Initial Mortgage free date - January 2058
    Mortgage as of 1st February 2024 - £159,134.98
    Overpayments to date - £79.62
    Current Mortgage free date - January 2058
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