How often do you use online banking?

lilac_lady

every couple of days

I check whenever I use the internet but I don't use it EVERY day. I know what's in my accounts so my checking is more to do with safety ie fraud.

Night-owl_6

5-10 times a day

I have to check SO, DD so daily

PROLIANT

2-4 times a day

sloughflint wrote: »

I wonder what the motive behind this is?

Geting people more involved and aware with their finances and become a bit more savvy maybe?

Night-owl_6

5-10 times a day

PROLIANT wrote: »

Geting people more involved and aware with their finances and become a bit more savvy maybe?

And making sure they dont go overdrawn and make a claim against the bank for a failed DD/SO for £35!!!

BruceyBonus

one a day

sloughflint wrote: »

Seriously? It was a genuine question that went through my mind as I read that post.
What is in it for the bank to do this?
Maybe the next post is close to the mark.

It could also be to get more people to use internet banking (as it is cheaper for the bank). My parents are quite tech savvy (ish) but refuse to use online banking because "you will lose all your money". Their "reason" is complete rubbish as long as you are careful where you enter your details.

I login to my current account every day to check for new transaction plus DDs and SOs that may have "appeared".

Night-owl_6

5-10 times a day

sloughflint wrote: »

Seriously? It was a genuine question that went through my mind as I read that post.
What is in it for the bank to do this?
Maybe the next post is close to the mark.

So if there is a problem you can sort it or let them know, saving them having to cary out a bigger investigation should the problem not be spotted early on.
Also in hope you will switch from paper bills to paperless, saving the bank money

Night-owl_6

5-10 times a day

sloughflint wrote: »

Thanks. I log in nearly every day but I haven't quite gone totally paperless though. I alsways like to have some sort of paper statements for ID since I've heard some places won't accept printouts.

Same, I also like to have statements as I have heard you can only get 365 days worth of statements.
I use my statemenst as proof of ID when applying for any credit so very much need them still.:D

Cloudane

every couple of days

Blimey, several times a day seems a lot. A lot of things happen overnight rather than during the day!

Once every 2-3 days is enough for me. I then update the balance on my forecast spreadsheet (containing the values of monthly direct debits, full Egg Money balance as a negative, and estimated daily spending on food etc), zero out any payments that have successfully gone out and that tells me how far into the black I'll most likely be by the end of the month.

moneypooh

one a day

Once a day for banking and credit card, as I want to know that all is OK. The sooner any 'dodgy' transactions are found the better I thought?
I had a DD taken wrongly yesterday so by checking today I got it sorted and will be refunded tomorrow.

nzseries1

2-4 times a day

I use it several times a day... for absolutely no reason at all except to just look at my balance which never changes, and I'm so glad to know that there are other people who check it as obsessively as I do! :rolleyes: