Just Been Paid Already Skint. Think I Might Need Some Help!

firesidemaid

i too have just had a problem with A+L - i have a 7k overdraft for which i only get charged £5 a month, so i am permanently 6.6k overdrawn and i have it in A+L isas!

last night i transferred money from a savings to my current account to pay for items due out today - but it seems that this transaction did not happen, and they are charging me £25 for exceeding my limit.

i went loopy on the phone tonight - my debit card was refused twice in the post office this morning. so at lunchtime i went into my branch to ask if there was a problem. no problem, enough funds in your account etc......

well, there was a problem and there were not enough funds in my account - this could all have been prevented as i could have transferred funds at that moment!

and, as you have found, there is no immediate decision re. the charges, you have to wait for them to write to you:mad:

right, i too have got it off my chest now:rolleyes: