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Just Been Paid Already Skint. Think I Might Need Some Help!
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i too have just had a problem with A+L - i have a 7k overdraft for which i only get charged £5 a month, so i am permanently 6.6k overdrawn and i have it in A+L isas!
last night i transferred money from a savings to my current account to pay for items due out today - but it seems that this transaction did not happen, and they are charging me £25 for exceeding my limit.
i went loopy on the phone tonight - my debit card was refused twice in the post office this morning. so at lunchtime i went into my branch to ask if there was a problem. no problem, enough funds in your account etc......
well, there was a problem and there were not enough funds in my account - this could all have been prevented as i could have transferred funds at that moment!
and, as you have found, there is no immediate decision re. the charges, you have to wait for them to write to you:mad:
right, i too have got it off my chest now:rolleyes:0
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