Statement of intent

StuartGMC

I'll e-mail it again. You may have over-written a cell formula so do a comparison with new and present one open to reduce data entry required.

StuartGMC

Having tried to delay as long as possible, today found despite several layers of clothing that house was feeling too cold, I think I'm getting soft... so heating has been turned on which I hoped could be put off for a few more weeks.

I think BG allows online readings to be entered regularly and graphical data generated, so once the transfer takes place I hope to use this to record consumption monthly as I did with previous supplier. Hoping that we'll get about £150 back from ScottishPower as we are in credit due to the summer period.

Off to learn more about my Xda... it is very different being a touch screen system and Windows Mobile6 interface. Only problem I have come across is the transfer of phonebook from the old phone is a problem, and not easily overcome.

SuiDreams

We were freezing this moring but didn't put the heating on as we were out most of the morning luckily the house had warmed up by the time we got home. Tried to get a new duvet, but everywhere I went they only had all seasons ones will try after work on monday.

setmefree2

Our CH is on now too Stuart:o

Optimisticpair

It was a tad chilly this morning. I've had to put the CH on for an hour late evening since 1st Oct.

StuartGMC

DD is growing fast, she shot up over 5cm through the summer hols and now her bike is definitely too small. However, OH noted to wait until the pre-Christmas offers arrive in stores before DD get's her new bike early for her birthday in December (can't believe she will then be 11 and is the final year of junior school.... :eek:)

Wife was right; checked various options but Halfords have big reductions plus £20 of accessories thrown in, so this saved £75 in total.

We'll now sell the old bike which is in very good condition so hope to get perhaps £25-30 so this would mean £100 saved.

This saving will then go some way towards the new clothes and shoes DD also needs :rotfl:

StuartGMC

As Experian was included free with our Home and Contents insurance, I have checked this out and most importantly added DW as an associated record; this will mean that she will get some credit "history" in the event I'm not around and she needs credit card etc issued in own name.

I decided not to purchase the scoring data because the listings don't include the credit cards in my name so unlikely to get a full indication of my "worth" anyway?

Also note that I should have done a bit of an update on page #1 so will do so now.

SuiDreams

I've got the Equifax one free with my Capital One Credit Card, it very helpful, it sends you an email everytime there is a change to your records, and you get 2 free credit reports per year.

StuartGMC

SuiDreams thanks for that info.

I have updated Post #1 http://forums.moneysavingexpert.com/showpost.html?p=11324079&postcount=1

I also forgot to note that I made £53.97 in October, plus £53.09 in April from Google Adsense on my web site, so a total of £107.06 made this year. Very nice for zero effort (although the site does need some significant work this autumn :rolleyes: )

SuiDreams

Wow just read your updated post, congrats, on the savings and improved MF date. You've done so well with the offsetting and overpayments.