Friday 30/05/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will:

• Check online banking
• Clicks
• Make a loaf in breadmaker
• Storecupboard lunch
• Cook tea for oldies and eat for free
• Find time after work to get out to greenhouse and veggie garden and sort it out
• Try and have a no spend day
• List some books on amazon

Have a great day everyone.
Hi to all the regulars and welcome to any new posters:hello: :hello:

andan

Morning all, hope everyone is having a good start to their day. My last school day off so am hoping to make the most of it.

-First load of washing already on and on 30, will continue washing through out the day
-Sort out audits for this weekend
-Check online banking
-Move money around as necessery
-Pay bills
-Get up to date with challenges
-Get boyfriend to transfer money into my account - His internet banking is playing up so he can't transfer it, he know what he owes me though!!
-Sort out clothes on floor rather than just sticking them all in the wash
-Look for another matched bet
-Put money in another bookies to get nice new bonus - TOOK A LIFE TIME DUE TO BARCLAYS THINKING IT WAS A FRAUD TRANSACTION, SURE THEY MUST THINK I'M A DIE-HARD GAMBLER!
-Sort out rubbish down side of bed
-Enter some competitions
-Look for another job
-Phone up about any jobs
-Start filling in application form for one job
-Look for cancellations for driving test
-Sort out emails
-Do any surveys
-Do daily clicks
-Look for mystery shops - Have picked up two already and will keep eyes open for more
-Look on internet for business advice
-Look on ebay for things for my business and check out stuff i have previously bid on
-Make a storecupboard tea
-Start sorting through business advice
-Read some of my new books
-Check out previous challenges and see what i haven't completed from previous days and do them
-Do usual housework jobs
-Will send id to company regarding free bet.

Have a great day everyone

liz_uk

Today I will

• Put the washing on (30) and use my airers
• Check my online banking
• Play some Free bingo
• Have a NS day
• Catch up on the housework whilst everyone is out !

**Amy**

:hello: Morning

Today:

* I have checked my online banking (been paid :j )
* Made an extra payment on CC (over minimum amount)
* Paid council tax online
* Put washing on airers before i left for work
* Have a NSD

xxx

andan

Bit of shock horror when i checked my online banking. I went part time on the 25th of April so presumed i would receive most of my salary for that month, however for some reason or another i am £250 down. Pretty sure it will have been worked out right, as i have only moved from one school to another school, however, things look tighter than planned!

Think i will be looking for things to ebay today as well!

OliveOyl_2

Sort out clothes on floor rather than just sticking them all in the wash

:rotfl: are you one of my children? :rotfl:

Morning Sophiesmum et al :hello:

Well today won't be a good MS day I think But I have/will

• not walked to work, as I need to do the other side of sorting yesterdays money panic. But I'll go to the butchers and get a belly of pork and do chinese pork for my hungry sons tonight. (Recipe from OS board) rather than a takeawy
• That will not quite make up for the inability of me to refuse the office Friday lunch from the chinese - but I'll stick to singapore noodles as it's cheap tasty & filling
• I've done my clicks
• I've done my on-line banking - and I've received my winnings of £60 from Lotto24 which I only did for the £15 cashback :T £70 clear profit!
• Quidco have received on my account £110 for a L&G ISA that I only enquired about, and didn't actually take up :T Money is coming easily to me
• 2 more items listed on e-bay. Camera battery flat, and I'm not technical so DS1 will have to sort that for me.
• Free Bingo, won nowt, cost nowt.
• Charging phone at work.
• will sort stuff this weekend for a boot fair with my sis in the next few weeks.
• Driving to the west country and will cruise gently to save fuel, rather than tearing down there as fast as I can.

cat4772

Morning

I've been at home all this week but today I'm going to be checking the freezers and cupboards before I write out our menu for the next week and then meet Wayne in town to do a grocery shop.

I've done my piggy clicks
I'll do my quidco clicks (10p is still 10p)

Car insurance runs out on Sunday so I'll be doing that as well today (final checking via cashback sites to see if I can get cashback)!

Cat.x

falady

Morning all,

Andan - that's a bit of a blow. Hope you can find a way to make up the difference. I listed loads on ebay last night and am hoping some it will sell, cos i could do with the extra cash too!

Today I have / will

-check online banking
- maybe make a loaf in the BM
- eat tea from storecupboard / freezer (using up some curry paste which has been lurking in the back of the fridge for weeks, and some natural yoghurt which went out of date on 26th may! :eek: )
- poss trip to cinema tonight - don't want to pay the ticket cost :eek: , but will take my own pick and mix sweets and drink !!
- my hairdryer blew up this morning, but have found a cheap one on boots website and its 10 advantage points per pound spent today....

Have a good day everyone,

Ali x

andan

Oliveoyl, my boyfriend is the main culprit when it comes to chucking clothes on the floor that he's only worn for a few hours, there is often literally a mountain of clothes on his side of the bed. That and all the computer games, as he runs an ebay business! The only way you can tell its a bedroom is because there is a bed there!

andan

falady wrote: »

Morning all,

Andan - that's a bit of a blow. Hope you can find a way to make up the difference.

Thanks Falady, just one of those things i suppose, am sure it will right itself, but a bit of a shock to see at first and something i'm going to have to get used to. Its also a bit of a kick up the backside to be more frugal and to really work on getting an additional job for a few more hours. All will right itself, its just a bit of a jumble at the mo!


Seems like were all having early mornings today though, great to see!

cassey1

Morning everyone,

Not very well today,not gone to work. Feel rough.

Today i will

washing done on 30,dring on airer.
-NSD,i wont be going anywhere.
-Will eat lunch,which i had made for work.
-tea from store cupboard,etc.
-do surveys/comps.

Hope everyone is having a good day