First Posting Advice Most Welcome

mizmir

mizmir wrote: »

Stronghold is half that price at vet medic pharmacy - you can probably get it for less with a little searching. Your vet may not be thrilled but they will be used to it - a lot of people are getting regular medications this way as it is so much more affordable. Ask youself if you would rather pay your vet the extra £9 a month or have it yourself?

MooMoo wrote: »

Re Pets - WHOW, just checked out on line and I can now get my fea/worming product for £15, instead of £28 NOT happy that for years I've been paying over the odds to my vets, forget feeling guilty about asking for a prescription MIZMIR thank you so much you're a *STAR *

Ooops - looks like you found this out for yourself! Glad to be able to help a bit! :T

MooMoo_3

Ok - now applied for an energy switch, even with a prepayment meter, I was surprised to see I could still make a saving. On my electric I'm now saving 7%, though it's going to take 6 - 8 weeks to inplement and on my gas I'm applying to Epico and will hopefully receive a discount od 34%, thats a massive saving if I am accepted - sorry guys I'm sticking around why did I not come here 2 years ago HUGS & THANKS to everyone.

mizmir

MooMoo wrote: »

Ok - now applied for an energy switch, even with a prepayment meter, I was surprised to see I could still make a saving. On my electric I'm now saving 7%, though it's going to take 6 - 8 weeks to inplement and on my gas I'm applying to Epico and will hopefully receive a discount od 34%, thats a massive saving if I am accepted - sorry guys I'm sticking around why did I not come here 2 years ago HUGS & THANKS to everyone.

Great news! Do stick around - you will be amazed what you can save - and how little you will end up living on!!

boredofbeingathome

Well done, so far..I must remember to write down more tips. Phew wealth of info on here.x

beanielou

Birthdays/christmas seem quite expensive at £70 pm.

madmalteaser

MooMoo wrote: »

Pania - with 3, sorry phone is locked, sadly tried skype a year ago, but it just didn't work, also my daughter belivee it or not hates computers and I believe my son would rather play computer games, but I have to say when they start to ramble I'm becoming very good at making a nice excuse to cut the call and not waste money

Just out of interest MooMoo, which phone company are you with? Maybe you can look at changing to a provider with a good rate for international calls?

Personally I ring Malta a hell of a lot as my parents live there and after some searching around I went with TalkTalk as they did an International Call Plan that was saving me £30+ a month! Which means I can now talk more often and for longer with the parents!

By the way, welcome to the forums. I did the same thing a few years back and it was the best step I ever took. Good luck!

Arlen

MooMoo wrote: »

- Car, yes we did investigate getting a secondhand gearbox, but it's a citroen c5 estate and could find nothing, have thought about ebaying it for spares to try and recoup. Here is perhaps a naughty question, if I were to stop paying the finance, would they just repossess it, then my repayments would end???????
-

In my car finance deal there is a clause that after I have paid 2/3 years of the finance deal I can give the car back at any time with no penalties. This might be worth looking into.

MooMoo_3

beanielou - I have 3 children plus partners 70 per month x 12 = 840 per year divide that by 3 = 280 per couple for Xmas and birthday is that really too much??????

MooMoo_3

Arlen - certainly something to look into - many thanks

BTW - Back to work tomorrow can only reply tomorrow night many thanks

looby-loo_2

If I thought my parents were struggling a bit I wouldn't expect more than a token present.