If you wait for the price crash...

ixwood

Easy tiger. We're discussing. It's easy to threaten a keyboard warrier from the safety of your own home ..

You dig at lots of people as far as I can see. You (rather comically) claiming in a round about way to be good with money and budgeting was what I was replying to.

Fair enough, you earn good money and can blow it how you see fit, but it's a bit rich to then imply you're good at budgeting and no-one else could manage on less because you can't/don't. Plenty of people do.

You could've been mortgage free and leading a nice semi retired/retired life by the sounds of it with some good budgeting and planning, but you choose an opulent lifestyle and a flash "status" house (and TV, hoildays and cars as well probably?) instead.

mitchaa

ixwood wrote: »

Easy tiger. We're discussing. It's easy for a keyboard warrier to call someone a keyboard warrier..

You dig at lots of people as far as I can see. You (rather comically) claiming in a round about way to be good with money and budgeting was what I was replying to.
Fair enough, you earn good money and can blow it how you see fit, but it's a bit rich to then imply you're good at budgeting and no-one else could manage on less because you can't/don't. Plenty of people do.

You could've been mortgage free and leading a nice semi retired/retired life by the sounds of it with some good budgeting and planning, but you choose an opulent lifestyle instead.

I think you are getting me mixed up with another member too (The £60k earnings, £5k savings thing)

That wasn't me, i have never claimed to be very tightly budgeted. I know i waste money, i have a fast depreciating car sat on the drive for example.

I am 25, had my mortgage for 1 year, and hopefully will be mortgage free by the time i/we are 40. We have our 'dream' home already if you like, good location, plenty big enough with 4 bedrooms so theres no need for us to ever need to move. I am already overpaying mortgage by around 25%, my plan is the age 40 thing, its a psychological barrier for me to achieve a bought home before then and its something ill stick too.

To have a good quality of life in doing so, yes my partner needs to go back to work. Nothing wrong in my eyes working hard in your early years to benefit in your older years, even with kids involved.

I think i am being mistaken for the other chap who claimed £60k only gave him a basic existance, that was definitely not me that stated that.

ixwood

Er.... Ok then. Sorry. lol.

Looking back, I think I must have grabbed the wrong end of the stick off someone else.

Good work. Keep it going!

mitchaa

mircea wrote: »

We have a joint income of 60k. We buy our groceries from Aldi. We constantly switch energy and communication suppliers to get the cheapest deal possible. When we go on holiday we swap houses so we pay nothing for accommodation. We have nothing going out of our account apart from unavoidables: council tax, insurances etc. We grow vegetables in the garden. We pay for childcare with tax vouchers. We sold one car and I cycle to work. etc etc etc. At the end of the year we will be lucky if we have 5k in our savings.

Mind to share how you made your calculations?

Here, i think its this chap (Page 1 of this thread)

PasturesNew

When I was 30 my friends were gobsmacked that I bought a caravan to live in. I was considered "very well off" in my circles!

ixwood

Well, that's what you get for having a similar length username with the 1st 2 letters the same...;)

PayDay

neverdespairgirl wrote: »

Isn't that a good thing? The idea of a 3 week disney holiday scares the living daylights out of me, I'd far rather work in a mine for 3 weeks instead.

I doubt if many parents enjoy disney as their annual holiday. It is something they do for their children.

neverdespairgirl

Well my son will have something to complain about in relation to his poor, deprived childhood then - as he isn't going.

JoJil

I went with my sister to help her to Disney Florida as her husband didn't want to go. It was hard work for the parents crawling through those little houses in the Magic Kingdom and not a holiday I would choose for myself as an adult, but the look on my nephews faces was worth every moment. All the characters my sister had read to them in books, came to life. Children are made to grow up too soon these days.

SingleSue

I think about taking the boys to Disney World but then realise that in reality it has become just a little too big to be really family orientated....especially when they class 10 year olds as adults for entry!

Nah, will stick with Disneyland Paris, still very family orientated and on a much smaller scale so less money grabbing...and you get breakfast included in your hotel fee!