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Debate House Prices
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If you wait for the price crash...
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Thats all and well if you are on benefits, but if you are a working family that has to work to pay for a roof over your head and put food on the table then there's no choice but to get back to work as the cost of living today is completely bonkers.
I/we have a joint income of £66k, if my wife was to give up work, we'd be left with solely my £43k and that simply is not enough for us to survive on with our expenditure. We have no choice but to work, otherwise my child would suffer the consequences. (There would be no 3 wk disneyworld holidays for example)
See where im coming from
It doesn't come down to, what the child wants in my household. Its what puts food on the table for my child to eat that is more important.
Of course, some have the luxury of staying at home and living off of state benefits. That way, the child gets best of both worlds:rolleyes:
Nothing to do with baby bonds, are you trying to say that someone that stays at home loves their child more than what i/we do ours, because they choose to stay at home, whilst we choose to work?
Not all families that have a parent at home with their children, are on benefits. I stayed at home with mine and I worked from home too. We didn't claim benefits and all we got was child benefit, which every family got, regardless of income. If we couldn't afford a fancy holiday, then we went for a beach holiday in England and my children didn't feel that they suffered.
I'm surprised that you think a 3 week holiday in disney is worth more to your child, than having a parent at home with the child. I assume you enjoy going to the states for 3 weeks too? If you forgo your 3 week annual holiday in America and your wife worked part time, your child could have a parent at home with them. It is all about choices.RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
Read the sticky on the House Buying, Renting & Selling board.0 -
neverdespairgirl wrote: »The average family car should do an awful lot fewer miles, to start with - the number of children driven short distances to school is shocking.
Oh yes have seen this....in fact see it every morning.
I have no choice but to drive to school as even though I have a school across the road from where I live, the children do not go there.
This is not by choice though (I am not one of those parents who will only put their child in the best performing school) as youngest had to go where the specialist support unit was (or the old area support classes as they were known) for his needs and middle son had to leave that nice local school because of his needs and is now at a school in the next town!
Eldest son (nearly 15) walks to school even though it is 2 miles away....I tell him it builds character, he tells me I am being a nasty mum :rotfl:
Yet I still see people who live in the same road as me getting into their cars to drive around the corner (literally) to drop them off at school...crazy!We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.0 -
hmmmm ok :-)
And back to the original question, a lot of us waiting for house prices to crash have been saving a deposit for 5-6 years or longer.
When the time comes, we'll be ready to snatch a bargain with a 20k deposit.0 -
I am single because I could never afford to join things to meet blokes perchance to date. And one thing I learnt was that if you sit on a wall each night, you won't meet nice men to date ...
So now I am paying tax because those who earned more than me could afford to date, met, moved in together and produced children.
I'm also having the overhead cost of a whole household, nobody to share it with and no top up bennies.
Just thought I'd throw tuppence worth in there.
Don't really care, can't change the way the country's run ... just thought as it was an all out scrap I'd join in somehow. 0 -
Yet I still see people who live in the same road as me getting into their cars to drive around the corner (literally) to drop them off at school...crazy!
When I was at primary school, I used to walk there with my mother when I was young, cycle with her when I was a bit older, and cycle on my own when a bit older still. It was about a mile away from our house.
At secondary school, I went by school bus. The above was all true for my sisters as well.
My brother walked to school for primary, took a school bus for prep school, and got the train and bus to secondary school....much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.0 -
An oil burner then (Turbodiesel)
Mines a gas guzzler, lucky if i get 25mpg, but being young i seem to have a fascination with high powered cars I'll snap out of it 1 day, (Hopefully)
Yep!
I too have a fascination with high powered cars but unfortunately not the budget to go with it
We decided to move over to TD when the school runs were getting excessive and so glad we did because they got even worse shortly after, although the way the price of diesel is rising every day is a big concern.We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.0 -
Do you ever wish you'd bought a cheaper/smaller house? 1500 pm is a huge sum to be paying out... takes away any chances of living off one salary even for a few years in your case...
Yes, i do all the time, but on the other flipside i have a 4bed detached home to show for it and will be mortgage free by the time i'm 40. My thinking anyway as 4 beds is plenty and i dont need to upgrade or move. As soon as i have 3 children, i shall be going for the snip:rotfl:
Then i can live from 40 onwards totally rent/mortgage free. Well thats the plan anyway.
I could be paying £1500pm for a 1 bed rental flat in London as a comparison so that comparison to me makes a £1500pm 4bed worthwhile
Amazing how some threads go off on a tangent about fuel costs and childcare isn't it:rotfl:0 -
and who else would you like to support you in your old age MrDT?
you do want a pension?
I pay into a private pension. I'd happily claw back my NI contributions to top it up if I could, the state pension isn't exactly something you can depend upon is it?
So, I'd like to support myself in old age is the answer I suppose 0 -
Yes, i do all the time, but on the other flipside i have a 4bed detached home to show for it and will be mortgage free by the time i'm 40. My thinking anyway as 4 beds is plenty and i dont need to upgrade or move. As soon as i have 3 children, i shall be going for the snip:rotfl:
Then i can live from 40 onwards totally rent/mortgage free. Well thats the plan anyway.
I could be paying £1500pm for a 1 bed rental flat in London as a comparison so that comparison to me makes a £1500pm 4bed worthwhile
Amazing how some threads go off on a tangent about fuel costs and childcare isn't it:rotfl:
Hehe yep but it has been a good discussion.
My old plans make me laugh now....
Get married at 30 (I was almost 20)
Have first child at 35 (I was 23)
Then after children were born
Go back to full time work when they were 5 (Still waiting!)
:rotfl:We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.0
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