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Refused Credit

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Comments

  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    woooh just checked my call credit file and there is no adverse credit just loads of healthy 0's what other companys only check call credit anyone know?
    you cant change yesterday
    but you can make tomorrow better
  • Tori_Bellatrix
    Tori_Bellatrix Posts: 1,310 Forumite
    Part of the Furniture Photogenic Combo Breaker
    darcyvuqua wrote: »
    was gonna give it a shot but the link takes you to the page but not currently allowing to apply strange!

    Probably too many people applying cos of MSE .... :D
    :happylove Tori Bellatrix :happylove

    .·:*¨¨*:·..·:*¨¨*:·..·:*¨¨*:·.
  • Night-owl_6
    Night-owl_6 Posts: 858 Forumite
    Im not going to apply at present until I get a copy of my CallCredit file too see, if my default is registered with them too then I wont apply as it will be another search for nothing
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  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Night-owl wrote: »
    Im not going to apply at present until I get a copy of my CallCredit file too see, if my default is registered with them too then I wont apply as it will be another search for nothing
    Maybe not, Monument say that they may be able to help with poor credit.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • Night-owl_6
    Night-owl_6 Posts: 858 Forumite
    Thanks Proliant.
    I maybe will try then but when I went on there website lastnight after you kindly posted the link it appears that there online application service isnt working, if its still not after I get a copy of my CallCredit file then I will ring them.
    Does anyone know how long credit searchs remain on your file for?
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  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Night-owl wrote: »
    Thanks Proliant.
    I maybe will try then but when I went on there website lastnight after you kindly posted the link it appears that there online application service isnt working, if its still not after I get a copy of my CallCredit file then I will ring them.
    Does anyone know how long credit searchs remain on your file for?
    12 months with Experian from the date of the search, 6 Months with Equifax and 12 Months with Call credit.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • Night-owl_6
    Night-owl_6 Posts: 858 Forumite
    PROLIANT wrote: »
    12 months with Experian from the date of the search, 6 Months with Equifax and 12 Months with Call credit.

    Thanks.
    I have around 4 months before all the searchs on my credit report will come off.
    DELETE ACCOUNT.

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