Thursday 22/05/08 What small dfw things will you do today???

cassey1

Jenjade - have a relaxing evening and a glass of wine.
Kane- glad you are having a better day.
Lilacpixi- hope you feel better soon.
Eternal Optimist - well done in paying off catulogue bill.
Falady- enjoy your long weekend.
Andan -good luck with jobs.

cassey1

Evening everyone,hope you are all having a good evening.

Today i have/will

-checked online banking

-took lunch into work and made lunch for tomorrow.

-tea from meal planner.

-will use up fruit for pud.

-free newspaper from train station.

-bought 3 lots of meat,half price.

-will do surveys/comps.

Take care everyone x.

bank_of_slate

Hello all, just completed surveys on Yougov, Toluna and Valued Opinions
Free lunch again today AND tomorrow!
There was loads of sarnies left from a meeting this evening so I munched a load today and wrapped some more in foil and stuck em in the office fridge, that's tomorrow's taken care of!
...Linda xx

talliedebtbuster

Evening everyone

Well today has been a bit of a mess for me, i had to take doggie to vets. But he's better and asleep now.

Spent bits and bobs, but payday tomo and this is the month i am finally clearing it all. All i should owe after tomo is my student loan which comes out my wages every month! I will have a very hard next 4 weeks to pay it all off but it will be worth it!

Mum has gone shopping so there is plenty of food, i will do all the finances tomo morning and then be set for the month! oh and ive ordered with my piggy points a piggy bank, so any overtime i do i will put strait in here when get it through wages. My aim is to buy next summer so need to save from June payday.....any tips guys? I am thinking to just pay off the student loan through my wages and concentrate on the flat buying...or does anyone think i should pay the student loan off first?

Tallie x

andan

Thanks everyone for the encouragment about the jobs, its rather getting me down at the mo, i only started my new job a month ago, but its just not working out and i want out! I forgot how !!!!!y and unsuportive mainstream schools were! Anyway, am sure it will get sorted.

Eternal optimist, well done on paying off the catologue bill, that must be a bit of relief for you and one less debt to worry about.

Klane, glad your feeling more positive today and back on track, sounds like you've been busy with the mystery shops.

Jenjade, sorry today didn't go as planned, but at least you are being proactive about it.

tallie, hope your dog is ok.

klane

Tallie - hope your doggie is ok.

Andan - yes, I hope you hear on your interview soon. Fingers crossed for you.

Had a good eBay finish tonight - £59.28 before fees. Thank you to all those nice people for giving me their money. :T

klane

Tallie - re your student loan - what's the APR? It should be very low... you might find you're better off putting the money you would have overpaid on that into a high interest savings account as you can get around 6.5% interest at the moment. If your loan is say 3%, your money would earn more in savings (if you can save and not spend it!!) Plus you could always decide to use it towards a deposit in the end... there are scarce 100% mortgages around these days.

talliedebtbuster

Thats actually a really good idea! I just opened one with barclays paying 6.5%. the loan at the moment interest is 4.8. So this way ill actually pay it off quicker with the interest ill earn. I am thinking more towards the deposit idea too. I need about 4k for fees and costs then a deposit. So this does seem the best option. Thanks very much. Im going to try better than ever now with my no spending!

~Yorkshire_Belle~

Hello all

Late again! NSD for me but just checked online and OH has taken money out of account :eek: AGAIN!!
He just can't seem to last on 'pocket money' we've allocated for week. He also knows this is a difficult month money wise with car tax, insurance and MOT not to mention little darlings being on half term next week. Grr Grr Grrr

Well - got that of my chest! LOL

Thanks for listening - off to make some bread - at least that's DFW

Enjoy the rest of the evening

jenjade

right i am feeling better on reflection i spent to much but i got very good value food a cooked chicken for £1.80 reduced and 3 vest tops for d/d for £2.00 i am going to look into what needs using up to avoid watse. it is half term so should get through more food anyway!