Thursday 22/05/08 What small dfw things will you do today???

andan

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Mornng everyone and any new posters!

Not feeling very well today, very sinusy and heady so will see how i feel as the day goes on, as to how much i manage to do.
-Phone up colleges regarding counselling courses i've seen
-Phone up place regarding a job
-Sort out cv to apply for another job
-Revise for body massage exam
-Go to college
-Continue filling in application form for counselling course
-Do my review of where i'm at, which i didn't get done yesterday
-Work out time plan, so i can see what times i am available to work
-Look for more jobs
-Look for mystery shops
-Sort through emails
-Do any surveys i may receive

-Forgot that i have a mystery shop to do this afternoon as well
-Have emailed someone back regarding voluntary work
-Have applied for a few jobs/phone up about them and have application packs coming out

Have a great day everyone

LilacPixie

Having a NSD today I hope. Haven't been too well so my dad is picking me up and taking me to my parents. Means no petrol and i will get fed too.

painted_lady

I have or will
- do 3 mystery shops
- made some buns as I have loads of eggs and dont want them to pass the best before
- do some quickwash and dry outside
- I will finish knitting this all in one for my little boy to go camping in this weekend

**Amy**

:hello: All

Today i will:

* Have a NSD
* Put rest of my change from jar into bank
* Check online banking
* Make a list for food shopping at the weekend (so i dont stray!)
* Update my budget sheet

:T

andan

Lilacpixie, hope you feel better soon.

Paintedlady, sounds like your having a busy day mystery shopping, i don't seem to be able to find much mystery shopping work at the moment:(

liz_uk

Morning all, I`m having an ebay blitz today, hoping to make about £100 from all this stuff (mainly my daughters toys that she doesn`t play with anymore)...

Also having a NSD...

Cleosmum

I have:

• Found 5p on the floor and put it in my sealed pot
• Look at OU stuff
• Checked mystery shops and picked up 4 all on saturday.

And I will:

• [strike]Check banking[/strike]
• [strike]Do PB CT and comps[/strike]
• Pay rent
• [STRIKE]Do a couple of quickwashes on 30[/STRIKE]
• [STRIKE]Line or airer dry above[/STRIKE]
• [STRIKE]Take item back to Argos[/STRIKE]
• Whilst in town buy cheap cards for 3 birthdays coming up
• [STRIKE]Do housework blitz before the kids break up tomorrow[/STRIKE]
• [strike]Update spreadsheet and sig[/strike]
• [STRIKE]Walk to collect kids, rather than drive[/STRIKE]

I am in need of a plan as I am feeling really precariously balanced on the whole DFW wagon. I think I could be doing so much more but I am not and I am not doing anything to sort it out either. I think I at least need to sit down and do an updated SOA as I have a few things that have finished, a couple finishing over the next 2 months and I havent actually assigned that extra money to anything, I just seem to be spending it My bank loan finishes in the next few months and yesterday I was tempted to apply for a loan to cover what I owe out, just so that I could have 1 payment and not have to think too much and thats not good coming from someone who detests consolidation loans!

Right, got that off my chest lol.

thriftymoo

hey all today i have/will:

*checked internet banking - done
*play some free bongo - done
*check onepoll for surveys
*check quidco for offers
*check pigsback offers
*hopefully have a nsd - got doc appointment and i think i'm gonna end up havin to pay £7 for a 4th lot of antibiotics for my sinusitis. arggh
*made my budget for the month and sorted my cash out as its payday - done

hope everyone has a fab day will try to update once ive done things!

andan

Well, am rather chuffed, i put my details on a recruitment site for health care workers etc and within ten minutes i had a call regarding some work that may be available. He said he would phone round his homes and see if they can fit me in anywhere! It was a bit of a shock to the system as i was unsure how easy it would be to find a suitable job but its been a nice confidence boost.

andan

Cleosmum, i do regular reviews to see where i am at. It keeps me focused and allows me to see where i am at and where i want to get and set goals for the near future. I think your definitely right, you need to site down and have a look at things and this may help focus you more. Go back to setting yourself small targets to achieve.

Cleosmum

Thanks Andan, I only looked at it recently but I just seem to be letting slip, and I think its because I am now paying everything and easily affording stuff, its quite easy to think I have got it right and can relax, if you know what I mean?