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Cancelling Mobile Phone Insurance
BlackShuck
Posts: 1 Newbie
in Mobiles
I wasn't sure if I should post here or the Insurance thread, so I do apologise if I am in the wrong place!
To cut a long story short, I took out a mobile phone contract with Phones4U (I know, I know, I shouldn't have done!!). They offered me £20 instant cashback that was to count as 2 payments towards the insurance policy. As usual, I was told I could cancel after 2 months. I already get mobile phone insurance with my bank and so wanted to cancel ASAP.
After looking through the contract, there is no mention that I could not cancel before the 2 months was up, and indeed it says "you can cancel this policy at any time". I'm 15 days into the contract and have just phoned them to cancel the policy. My bank can return the £9.99 which would mean the insurance company don't get a penny out of me and I'm £20 up... I hope... as I'm now worried that Phones4U can come after me and demand that £20 cash, back, as I cancelled before 2 months.
Does anybody have any experience of a similar situation? Can Phones4U demand their money back or have I just got £20 for doing nothing?
To cut a long story short, I took out a mobile phone contract with Phones4U (I know, I know, I shouldn't have done!!). They offered me £20 instant cashback that was to count as 2 payments towards the insurance policy. As usual, I was told I could cancel after 2 months. I already get mobile phone insurance with my bank and so wanted to cancel ASAP.
After looking through the contract, there is no mention that I could not cancel before the 2 months was up, and indeed it says "you can cancel this policy at any time". I'm 15 days into the contract and have just phoned them to cancel the policy. My bank can return the £9.99 which would mean the insurance company don't get a penny out of me and I'm £20 up... I hope... as I'm now worried that Phones4U can come after me and demand that £20 cash, back, as I cancelled before 2 months.
Does anybody have any experience of a similar situation? Can Phones4U demand their money back or have I just got £20 for doing nothing?
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