Barclaycard Application

jimbo26

I have just applied and been accepted for a Barclaycard Platinum Credit Card with Purchase and Long Term Balance Transfer.

The acceptance screen didn't indicate my APR or Credit Limit. How do I find this out or is a matter of waiting for the paperwork?

stevenj36

Hi Jimbo,

I applied for their OnePulse card a few weeks ago. I hadn't received the card in the time frame they specified so I called them. While on the phone I asked about the credit limit and they said that they couldn't tell me until I had activated the card.

S

Ammie

I had to wait for the card to arrive because the credit limit is tailored to you specifically, well that's what I was led to believe

jimbo26

Thank you, to be honest it doesn't really matter what the APR or limit is. Just curiosity.

It has a 10 month interest free deal so I will use it to buy my car insurance to save the interest the companies charge for monthly DD.

clio

Jimbo
what apr did you get offered matey if you don't mind me asking??

jimbo26

I got a £2000 limit with 15.9% APR.

Volcane

I got a £14990 limit ion the Platinum cashback card (think thye look the same just the offer varies).

clio

Volcane blimey thats a good limit. what apr did you get m8??

Volcane

clio wrote: »

Volcane blimey thats a good limit. what apr did you get m8??

Yeah, I was shocked when I got it as it's by far the highest limit I've got!

Barclaycard are the ONLY company to search Equifax ONLY so this may have helped as my other cards only tend to report to Experian.

I'm still bemused why they just didn't increase it by a tenner to make it a straight £15k though

14.90% interest rate - not that the APR bothers me as it's irrelevant.

PROLIANT

£14990 how many? you must have one hell of good credit rating my friend.

Volcane

PROLIANT wrote: »

£14990 how many? you must have one hell of good credit rating my friend.

It's perfect now but has only been so since 2006 - I was foolish and uneducated in my younger years and took a while to get clean.