Guidance For Obtaining A Credit Card For All Types Of Credit Status

Niteflyer

BUMP (sorry, had to do it)

Iona_Penny

Well thanks to the advice of Niteflyer I now have my credit reports from both Experian and Equifax. Both much as expected although the good news is that I have two previously defaulted but later settled cards disappearing off my file by the end of the year and the other two plus a settled CCJ going by July 2006!

However Equifax had me linked to another house number in my own street as well as where I live !! It seems that the mis- delivery of a handset from O2 a year ago seems to be the origin of the error. I await the form they are sending me to get this amended. At the moment there is no problem as nothing is showing at that address but should my neighbours move...???

So take the good advice to get an up-to-date report.

Niteflyer

More than welcome

rebuilding_credit

Hi
I was turned down for a capital one card and vanquis i have never been bankrupt i have some historical adverse of defaults and 1 ccj on 1 credit file bt thats it and its all 2 years old
Any guidance on where to go now as i would like to build my rating a nd need some credit to do this
thanks