enough is enough

debtmuncher

GeorgeUK wrote: »

Debt muncher, how does it line up if you paste straight in the MSE format and preview the post? There's a difference in how various forums display internet pages and i'm pretty sure Clariman tried to get everything lined up when creating the calculator. What you see in the message box may not be what appears when the post becomes an actual post. Try using the preview - or go advanced and preview. Keep the dotted lines in.

have re done it the best i could.....is taking up too much time fiddling about so highlighted the three columns further down with relevant colours.

it was done with the preview.

Clariman

debtmuncher wrote: »

have re done it the best i could.....is taking up too much time fiddling about so highlighted the three columns further down with relevant colours.

it was done with the preview.

Hi Debtmuncher

The whole point of the SOA Calculator is that you don't need to mess around with the format - the MSE format button does it all for you! All you have to do is copy the contents of the new window straight into a new post on MSE

It may look jumbled up when you paste it into the post, but when you submit the post, it all aligns perfectly. You don't have to do anything. I'm sorry if that is not clear from the calculator and that you spent so long on it. But all you have to do is key in all the numbers, click calculate to see the results, then click format for MSE and copy that straight into a post here.

Clariman (author of the SOA Calculator)

debtmuncher

nope does not work for me (dont be surprised though!)

step by step....input data then click format for mse then copy and paste from new window to mse reply preview and (should be!!) hey presto ...only its not doing it for me!

debtmuncher

Statement of Affairs and Personal Balance Sheet

Monthly Income Details
Monthly income after tax................ 1050
Partners monthly income after tax....... 650
Benefits................................ 1200
Other income............................ 0
Total monthly income.................... 2900

Monthly Expense Details
Mortgage................................ 395
Secured loan repayments................. 0
Rent.................................... 0
Management charge (leasehold flat)...... 0
Council tax............................. 120
Electricity............................. 55
Gas..................................... 55
Oil..................................... 0
Water rates............................. 0
Telephone (land line)................... 12.5
Mobile phone............................ 35
TV Licence.............................. 14
Satellite/Cable TV...................... 0
Internet Services....................... 15
Groceries etc. ......................... 360
Clothing................................ 10
Petrol/diesel........................... 200
Road tax................................ 24.5
Car Insurance........................... 22
Car maintenance (including MOT)......... 15
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 5
Other child related expenses............ 5
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 13
Contents insurance...................... 13
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 50
Haircuts................................ 5
Entertainment........................... 0
Holiday................................. 0
Emergency fund.......................... 0
Total monthly expenses.................. 1424

Assets
Cash.................................... 0
House value (Gross)..................... 80000
Shares and bonds........................ 0
Car(s).................................. 10000
Other assets............................ 0
Total Assets............................ 90000

Secured Debts
Description....................Debt......Monthly...APR
Mortgage...................... 62349....(395)......5.49
Total secured debts........... 62349.....-.........-

Unsecured Debts
Description....................Debt......Monthly...APR
aqua...........................334.44....10.02.....39.95
barclaycard....................3976.71...89........27.9
vanquis........................493.02....22........47.89
overdraft......................2500......30........0
capital........................482.43....24.12.....30.34
argos mastercard...............1031.65...36........0
homebase.......................560.6.....22.14.....27.9
argos..........................682.17....27.29.....27.9
next...........................740.96....84........26.49
littlewoods....................798.92....39........32.9
kays...........................732.79....100.......0
barclaycard....................668.39....15........0
vanquis........................230.46....11........38.58
argos..........................334.45....13.38.....27.9
argos mastercard...............1510.34...45.31.....0
capital........................1018.56...50.93.....30.34
next...........................823.41....77.66.....26.49
littlewoods....................1166.82...58........32.9
black horse (car)..............0.........280.......12.2
northern rock..................0.........215.......10.9
black horse....................4530......236.......15.9
Total unsecured debts..........22616.12..1485.85...-

Monthly Budget Summary
Total monthly income.................... 2,900
Expenses (including secured debts)....... 1,424
Available for debt repayments........... 1,476
Monthly UNsecured debt repayments....... 1,485.85
Surplus(deficit if negative)............ -9.85

Personal Balance Sheet Summary
Total assets (things you own)........... 90,000
Total Secured debt...................... -62,349
Total Unsecured debt.................... -22,616.12
Personal net worth...................... 5,034.88

Created using the SOA calculator at www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission.

======== Enter any other useful information below ========

debtmuncher

oh heck!! where is the blushing emticon!!!

Copy and paste EVERYTHING below this line into your MSE post

that part you didnt tell me and i didnt do :eek: :rotfl:

Clariman

If you use Internet Explorer as your browser, it will look all jumbled up when you paste innto the post, but will format fine when submitted. You need to copy and paste EVERYTHING below the line as it says on the calculator (i.e. INCLUDING the line that starts '[ font = ' then right down to the bottom of the window).

Just try it. It is best not to edit it and add in colours. Just post it exactly as it comes from the calculator's Format for MSE button.

Good luck
Clariman

Clariman

debtmuncher wrote: »

oh heck!! where is the blushing emticon!!!

Copy and paste EVERYTHING below this line into your MSE post

that part you didnt tell me and i didnt do :eek: :rotfl:

Wahey!

OK, so maybe I didn't spell out everything in capital letters in my post, but the format for MSE window does say it in capitals!! You're not the only one who does that. If there is anyway that I can make it clearer in the calculator itself, let me know.

Clariman

debtmuncher

lol prob put in brackets next to "everything" that data wont be correctly uploaded if everything is not copied!! that should wake the dippy ones up!!:p

Clariman

debtmuncher wrote: »

lol prob put in brackets next to "everything" that data wont be correctly uploaded if everything is not copied!! that should wake the dippy ones up!!:p

I'll take a look at it. Maybe I need a big flashing red danger sign on the screen

BTW - I agree that the dots don't look nice, but that is the only way of lining up all the numbers with the forum software that MSE uses.

Clariman

GeorgeUK

You migh mention Ctrl+a Ctrl+v - then again that might REALLY confuse people. :rotfl:
How about when you hit the MSE button it copies the result into the clipboard.;)

lol - like you haven't already done enough.
Still think it's a touch of class that tool. :T :beer: