Just for Fun Poll: What's your agreed overdraft limit?

[Deleted User]

£1,900. Never used, just in place for emergencies.

oldagetraveller

£60 just in case, never used and have no intention to use.

smithja

Mine is £100 and I use it but don't use it, an example being I could have £10 in my account on a Friday which will also be the close of business balance, this gives my £110 available then say I use my card in Tesco to buy shopping at £10 and ask for a £50 cashback. My available balance becomes -£50 but on Tuesday when my money goes in the debit card transaction comes out or even after that day, I have never had one come out the next day. So at the close of business I always have a credit balance, which I would not have if I took the £50 out of an ATM. If that makes sense.

Don't do it very often these days I have been working to a budget, but it comes in handy.

FlyHigh_2

£500 - 0% at LTSB - Using all of it
£3000 - 0% at A&L - Using all of it (although effectively works out at 2% due to fees etc)
£3000 - Approx 9%? at Nationwide - Usually dip into it at end of month

CopperPlate_2

£500 each on three current accounts with first direct. Two never used and one only occasionally.

Essenchill

A £1,500 limit which was agreed to match my Student Account when I changed providers for an actual in-credit rate, but I never use it.

Belnahua

£750, given to me the day I opened the account 15 years ago, never heavily used it (no more than £100). Haven't used it in 3 years. But nice to know it's there!

iceicebaby

£500 with Nat West
£350 with Lloyds

Never use either!

taxi73

£5000 with the Halifax but very rarely used.