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Just for Fun Poll: What's your agreed overdraft limit?

skyrider007
Posts: 1,108 Forumite
Mine's £1000 and it's interest-free :rotfl:
What is your agreed overdraft limit? 112 votes
I do not have an overdraft facility
8%
10 votes
Less than £100
3%
4 votes
£100-400
16%
18 votes
£500
12%
14 votes
£750
8%
10 votes
£1,000
15%
17 votes
£1,100 - £1,400
4%
5 votes
£1,500 - £2,000
8%
10 votes
£,2000 - £3,000
4%
5 votes
More than £3,000? (tell us how much!)
16%
19 votes
0
Comments
-
I know I have one but have no idea really what it is as thankfully never used it0
-
I use mine so I can earn interest in my savings account. After all I don't have to pay any interest or fees for my overdraft. Love 0% APR on this OD and almost 6% Gross interest on Online Bonus Savings account.0
-
The overdraft on my c/account is £5500 with the Abbey.
But don't use it so have no idea how much they charge!Payment a Day : Creation £1416.05 Cleared June 2017
Capital One : £2169.37 Cleared May 2018
M & S : £3207.29 Cleared May 2018
First direct £4900.00 Cleared July 2018
Next £2206 Cleared September 2018
Capital One Platium £2800.00 Cleared November 20180 -
£7000 with Lloyds. (It was higher but I voluntarily reduced the level as I thought it was an obscene figure to be 'encouraged' to borrow).
Zilch with my Natwest Step account as I didn't even bother applying for a better account - just wanted something set up quickly as an 'escape' account if need be.0 -
£5,000.
Can't wait to spend it! :T :rotfl:0 -
It's £2250 agreed but online when I go to 'increase overdraft' it says I can have up to £4800. O.o
I NEVER use my overdraft!Kavanne
Nuns! Nuns! Reverse!
'I do my job, do you do yours?'0 -
I am only a financial dwarf because my limit is only £300 but for the last few years it has boldly stated each month on the top of my monthly statement, "to be reviewed on 10 May 2005".
It is reassuring to know that Lloyds T.S.B. have mastered time travel. They kept that quiet didn't they ?0 -
I have £200 at 8%, which I'm a fair bit into right now as I've had to buy a lot of stuff recently which I couldn't do without, and been a pillock and bought a few other (not too expensive, but still not cheap) things I could, usually after a couple of lemonades with someone who loves persuading me to visit the Dominos Pizza website...0
-
£3500 but unused just kept for emergencies until i can build up a buffer in savings acc.0
-
£250 - A&L Premier Direct Current Account, so 0% until the end of August...0
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