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Vanquis

char22
char22 Posts: 231 Forumite
in Credit cards
hi
i applied for a vanquis credit card about ten days ago and they couldn't give me an instant descion and said they'd write to me . i've had no letter so do you think this means i haven't been accepted or maybe there taken so long cause the just gonna send me the card :rotfl:

has anyone had experience with vanquis and how did the application work please
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Comments

  • $"£!$&^*"$!&*(
    $"£!$&^*"$!&*( Posts: 193 Forumite
    hi,

    i had a similiar experience, applied, didn't hear from them for 2 weeks, rang them up and they said the DOB on the application form was different to the one I gave them (at security checks) and so the application couldn't be processed!

    I thought if that's the level of service they provide I'm better off without them. I went to capital one and was accepted.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    These guy's are queer, I applied a few months back and they said no, contact Experian, and they didn’t even do a credit search! Applied about two weeks ago and they still haven’t replied yet!


    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • Tori_Bellatrix
    Tori_Bellatrix Posts: 1,310 Forumite
    Part of the Furniture Photogenic Combo Breaker
    Proliant, your credit searches must be up to at least 70 by now ... :rotfl:
    :happylove Tori Bellatrix :happylove

    .·:*¨¨*:·..·:*¨¨*:·..·:*¨¨*:·.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Tori_Bellatrix wrote: »
    Proliant, your credit searches must be up to at least 70 by now ... :rotfl:
    132 to be exact. :D
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • Tori_Bellatrix
    Tori_Bellatrix Posts: 1,310 Forumite
    Part of the Furniture Photogenic Combo Breaker
    PROLIANT wrote: »
    132 to be exact. :D

    <Gasps .. :eek:>

    Just had a thought ... are you including your own searches in this? (sorry if this is a silly question) :)
    :happylove Tori Bellatrix :happylove

    .·:*¨¨*:·..·:*¨¨*:·..·:*¨¨*:·.
  • Gillianh2
    Gillianh2 Posts: 773 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    PROLIANT wrote: »
    132 to be exact. :D


    OMG and you are still being accepted for things:beer:

    I think its time to step away from the "APPLY NOW" button:j :j

    I am only jealous as I cant get accepted for a cold right now.lol:j
    :j I have a persecution complex. Everytime I pass a shoe shop they persecute me till I buy them:j
  • twiglet333
    twiglet333 Posts: 62 Forumite
    Gillianh2 wrote: »
    OMG and you are still being accepted for things:beer:

    I think its time to step away from the "APPLY NOW" button:j :j

    I am only jealous as I cant get accepted for a cold right now.lol:j


    Doesnt it matter then how many searches you have got on your report, and do the generic ones count?? or the experian ones??
  • zimsabre
    zimsabre Posts: 38 Forumite
    i applyed about a week ago and got a phonecall today confirming.. followed by some sales pich on insurance, should get my card any day now =] my score was 565 [ £250 limit tho ]
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    twiglet333 wrote: »
    Doesnt it matter then how many searches you have got on your report, and do the generic ones count?? or the experian ones??
    Lenders should not be allowed to take into account how many searches you have had, this is unfair anyway how are people supposed to shop around for the best deal or even to see if they will get accepted, because I can assure everyone on this site no lender in this country will do a quotation search for you, maybe for a mortgage but nowt else, I know I have tried hence the 20 million searches on my Experian report, take this analogy, every time an employer looks at your CV should that make you less employable? No, neither should apply for credit, but I don’t make the rules so now I have had my whinge I am off to bed, night, night people.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • Tori_Bellatrix
    Tori_Bellatrix Posts: 1,310 Forumite
    Part of the Furniture Photogenic Combo Breaker
    Blimey! 20 million!! You've been busy today ... :D
    :happylove Tori Bellatrix :happylove

    .·:*¨¨*:·..·:*¨¨*:·..·:*¨¨*:·.
This discussion has been closed.
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