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Wednesday 7/05/08 What small dfw things have you done today???

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Today I will/have:
  • Check online banking
  • Clicks
  • storecupboard lunch
  • Plant cucumber plants which i have been given into greenhouse.
  • Make a loaf in breadmaker
  • Check e mails to see if any of my books have sold on amazon
Another lovely sunny day here today:j , everyone is always in a good mood when the sun is shining:D . Enjoy the day everyone.

Hi to all the regular posters:hello: :hello: :hello: and welcome to any new posters:D
Reduce,re-use, recycle.






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Comments

  • Candy0107
    Candy0107 Posts: 1,645 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    Hello,
    Back on the NS days ~ have had nightmare days recently.

    So, here is my plan for today:
    • Have NS day
    • Lunch is being provided for me at work ~ must resist going to Mr T's in a break though :rolleyes:
    • Look for another job ~ my contract is due to end in July :rolleyes:
    That's about it for today
    Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
  • thepinklady
    thepinklady Posts: 1,459 Forumite
    Today i have/will:

    * Made my lunch ready to take to work
    * Have a NSD
    * Update all spreadsheets
    * Checked online banking
    * Look around for a better paid job

    Thats about it for today...

    Enjoy the sunshine everyone :j:j
  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    Candy and Hayley - Good luck with the job hunting, hope you spy something suitable.
    Reduce,re-use, recycle.






  • luxor4t
    luxor4t Posts: 11,125 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today:
    - WM on 30 degrees

    - last load of bedding on line to dry

    - my e-bay listings end tomorrow so shall start packing now

    - actually had a Pigsback click through :eek: but still awaiting overdue points

    - did quidco clicks & checked survey sites
    I can cook and sew, make flowers grow.
  • mancbird
    mancbird Posts: 503 Forumite
    Part of the Furniture Combo Breaker
    Morning all :)

    Today I will:
    • make a loaf in the breadmaker
    • do some washing (unfortunately my decrepit old machine's 30 degree cycle doesn't work so it will have to be at 40)
    • hang the washing up to dry in the yard on an airer
    • have a store cupboard lunch
    • clean the kitchen using my new stardrops and micro0fibre cloth (dfw because I'm not using ridiculously expensive cleaning products :))
    • check my emails and do surveys that are sent to me
    • have a nsd (should be able to as I am working at home)
    • do some overtime this evening
    • as I didn't get round to listing any books on amazon last night, I will try to do some today (but I'm not holding my breath!)
    Have a good day everyone :)
    x
    Mammy to 2 boys aged 5 and 2
  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    Morning All :wave:
    Today I will/have:
    • get back into the habit of posting here -it helps me keep on track, and if I waver, the thought of having to own up to "mis-spends" keeps me on the straight and narrow :o
    • clicked on piggy, though I've kinda given up doing Quidco -perhaps I'll return.
    • hopefully I'll be getting payment for a car we sold on e-bay....
    • Apart from cat-food, a NSD
    • menu planning from the store cupboard.
    • organising more things to list on e-bay - I must increase my income in order to pay a 0% cc before August when the rate runs out.
  • RedDino308
    RedDino308 Posts: 191 Forumite
    Hi Everyone,

    Today I will/have do the following....
    - Checked online banking
    - Answered a couple of questions form eBayers looking at my stuff.
    - Not spend very much. Couple of essentials but apart from that...
    "Life's Too Short To Drink Bad Wine"
  • falady
    falady Posts: 584 Forumite
    hi everyone,

    today i will:
    • continue to post on mse to maintain my lightbulb status and not fall off the wagon :o
    • discuss budget for the next few months with OH :eek:
    • brought lunch in from home
    • think of more stuff to ebay
    • check online banking
    Have a good day everyone.

    Ali x
    Not Buying It 2015 :)
  • headoutthesand
    headoutthesand Posts: 1,041 Forumite
    500 Posts
    Morning all - i've fell to thw wayside because of this 'oh so terrible' fantastic roasting hot weather - I'm loving it.

    Anyway today I have/will

    checked online banking - only 2 more DD to come off and looking healthy so far
    emailed work telling them i'll be back at the start of June - petrol saving there
    hung washing out on the line
    will make light salad dinner from all the stuff in fridge
    will attempt tonight to make bread in breadmaker - 3rd time lucky :L

    must add this bit in although it was from yesterday....

    phoned tax credits to check that they had recieved my form following my compliance check and was told that I will recieve 1 payment of £7.83 tomorrow and another 1 off payment of £73 to last me the whole year!!!! I asked why this was as last year our joint sallary was £29,500. When the guy checked into it, our salaries had been entered twice taking us to the threshhold of recieving TC. He's ammended it now but it will have to be reviewed again so still no money from them since February. I'm just glad i checked it - even if it was on the 0870 number

    Now i'm away out the back to catch the rays again - hope everyone else has a nice day too
    Official DFW nerd no 551 - proud to be dealing with my debts
    Debts as of March 2014
    Nationwide - £5745, Overdraft - £350,
    Debts as of January 2015
    Nationwide - £4997, Overdraft - £0:j
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    :hello:
    • Checked on line banking
    • Store cupboard lunch & dinner
    • Sending ebay item out
    Think thats it so far... but its all good! :j
    Debt: just my mortgage :D
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