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Shares ISAs.

Does anyone know much about them? I'm thinking of getting one; I've already got a cash one.

Comments

  • Aegis
    Aegis Posts: 5,695 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    What were you looking to invest in? Once you establish that, the best providers available quickly become obvious.

    By the question, I mean the asset types rather than the specifics. In other words, were you looking at direct share holdings, collective investments or fixed-interest investments? These are the three simplest assets to understand, and your choice here will usually determine where to invest your money.
    I am a Chartered Financial Planner
    Anything I say on the forum is for discussion purposes only and should not be construed as personal financial advice. It is vitally important to do your own research before acting on information gathered from any users on this forum.
  • dunstonh
    dunstonh Posts: 121,299 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Does anyone know much about them?

    Hope so ;)
    I'm thinking of getting one; I've already got a cash one

    Ok, first thing to realise is that a stocks and shares ISA is not an investment. It is a tax wrapper. It doesnt make or lose money. The investments you place inside the ISA do that. Think of it as a container for your investments. You have tens of thousands of investment options to place inside that ISA so you need to think about where you want to invest, why you want to invest, how long and what you are going to get out of it.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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