📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

moneymabels debt free by 2009 challenge

19293959798406

Comments

  • thepinklady
    thepinklady Posts: 1,459 Forumite
    Morning everyone,

    Well done Jen, you are doing brilliant. Its not even the middle of the month yet, you could go for £20 a day maybe? i'm sure you will do it, your so motivated at the moment, its great. When are you going to use the money saved to put it towards your debt? your debt total will be under £400.

    Have a great day all x
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Hi everyone. Jen you're doing great!!! without trawling back through the thread, how have you managed to make so much money this month? if you don't mind my asking please?
    I have some things on ebay at the moment-put most of then on before I found out it was cheap listing day on thursday, then put 6 more things on yesterday coz I forgot it was cheap listing day on thursday!!! Doh!!! I have loads of watchers, but hardly any bidders as yet...there's loads of time though. I'm hoping to get £150+ from my listings... ever the optomist.
    Another arduous day ahead, I've just brought the washing in from yesterday-kids were supposed to do it for me and then I forgot they hadn't. It hasn't rained yet today but it is forecast, so I will have to finish drying the washing in the TD.
    Hope everyone has a good day!!
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hi all! Thanks tattycath just reminded me to pick in washing from yesterday before it rains- oops! Most of us have made extra cash using quidco, bingo and ebay but if you do get time to look back through the thread it will be worth it, sure there's lots I've forgotten that we've done.
    Jen- look at you with all your savings !!! Do you still need to find extra each week to be df by November ?
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    morning all,
    thanks mm- i think i could do £20 a day IF i manage to do a car boot coz that would make £100 ish! i have transfer a weeks rent £74 to my saving as they owed me the money so i don't have to pay it!

    hi cath- i have made £12.99 from selling a book on amazon. £80 ish from e bay £148 i got back from housing association because i didn;t take a payment break in march i forgot! and £30 from quidco i have cut outgoings by £1.25 a month by cancelling my paper bills for talk talk and £8.40 for canceling health insureance that i don't need.
    i have looked back through my bank statments at thinks i can cut don;t need etc that helped as i saw i spend a shocking amount on petrol and fopod shopping!! also it highlightesd some direct debits i didn;t need,.
    i also have moany coming from quidco, moneyback madness, topcashback etc adn i have done piggyback and surveys but no payouts yet! i need to pay my debt and make sure i have the money to buy dd a DS for (xmas about £100)
    hope that helps oh i also did bingo but more for cashback then winning!!
    i have looked at my bank balance and it looks very good so hope to save any extra money at the end of the month.
    although i can see some spending coming as i have an exam monday so will need to go out and i am away for a week on holiday!!
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    What exam is it jen? sure ive asked you before but have memory like a goldfish!!
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    Morning All :hello:

    Wow Jen you have done so well! Wont be long before you are debt free! :beer:

    I had an enquiry about some items I am selling on ebay, sounded like she wanted to bulk buy. If she does that could mean £15! :j Just waiting for her to get back to me (hope she does).

    I am so tired today! Again! When am i not? :rotfl:

    A few bits to do today, but one boss is on leave and the other out until Monday so hopefully i will have some spare time this afternoon to sort out the office (the lady before me was a hoarder! I found telephone books from 4 years ago, the funny thing being they moved offices 2 years ago so she moved them from one office to another! :rolleyes: :rotfl: )

    xxx
    Debt: just my mortgage :D
  • Nichelette
    Nichelette Posts: 2,135 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    That's really good jen, especially as we're not even half way through the month yet. I'm addicted to wii bowling and wii fit looks really good, my friend has one so I'm lucky enough not to need to buy one.

    At the moment I still have £110 to pay off on my credit card before I can add to my savings, my ebay fees get taken off of my credit card because I've always been scared of going overdrawn on my overdraft. My credit card has a £2,500 limit which I think is far too high, but I know I'll definately never incur fees for overspending on it. I long for the day when I will have enough in my current account to get rid of the credit card.

    I have £39 in my paypal account at the moment, so when that reaches £50 I'll pay it off of the credit card. I have a couple of things I'm waiting to be paid for which will just push it over the £50 mark. I also have 23 auctions ending in the next couple of days so I'm hoping they will get me the last £60 I need.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Gook luck to you both on your ebay stuff-hopefully youll both sell loads!!!
    Just cancelled my blockbuster 2 week free trial so might try the lovefilm one now-£15.50 cashback yay!! anyone else do this one? did it track ok?
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    moneymabel wrote: »
    Gook luck to you both on your ebay stuff-hopefully youll both sell loads!!!
    Just cancelled my blockbuster 2 week free trial so might try the lovefilm one now-£15.50 cashback yay!! anyone else do this one? did it track ok?

    Hi MM

    Yeah i did the lovefilm one, cancelled it after 10 days and the money got cancelled in my Quidco! :rolleyes:

    Probably best to leave it right up to the 14 days?

    x
    Debt: just my mortgage :D
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hmmmm might give it a miss then dont want to risk getting charged-did you get any dvds from them?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.