moneymabels debt free by 2009 challenge

jenjade

nothing planned yet but if the weather stays nice should be able to find some cheap or free activities out and about???

moneymabel

Hello all,
Hayley-sounds good free night!!!! well done you.
Amy-get some sleep girl!! i'm not really a bb fan, like jen watched it at the beginning but its got a bit pants recently.
Jen, deffo sounds like hayfever, hope it gets better soon. i'm going to cancel my bockbusters on the 12th as it says first payment will be taken on the 14th. Congrats on your payment £800 thats brill have you worked out how much extra you need to find now?
still waiting for my cheques from wedding shops,will be approx £100 and i wanna pay it off NOW!! also recycled phone through mobilexchange/mbm so waiting for that cheque for 24 quid . Memory card on ebay is on 99p with 3 days to go
Nsd day today but wont be tomorrow as i am having chips for lunch with workmate and have scrapbooking club in evening, should only spend about £8 quid tho.
have got £70 left of my monthly spending money after buying 3 xmas presents from ebay, at least i havent spent it on kack! Am going to try to get vouchers from survey sites for other xmas presents.

**Amy**

Evening MM

Ooo well done you on buying the christmas pressies! :T

I am now officially off work for 3 whole days! :j

I am going to have a nice long lie in tomorrow I hope!

I am now slightly bored at home... i want to earn some money but not sure how!

xxx

jenjade

yeah i am feeling good about paying off a bit extra and getting the total down i will work out how much i need to make to be debt free by 1st Nov if i looks possible i will give it a shot!!

thepinklady

Evening all,

Just got home from my spinning class, i do love spinning, such a good way to exercise and have fun!

You will be asleep early tonight Amy, you must be knackered after your day at work and little sleep. Its good you get a lie in tomorrow. I hate the dentist, i think its my biggest fear, or is that spiders, hmmm.

Well done Jen paying off some extra money this month, you must be feeling great. I love paying off extra, makes me feel like i'm actually getting somewhere with my debt.

**Amy**

Hi Hayley

I think i need to take up some sort of exercise! Im so unfit!

I am actually very awake at the moment. Im going to go and have a very relaxing bath in a mo, with candles and oils...try and get me all relaxed ready for sleepies!

xx

thepinklady

I've always hated going to the gym, i get bored easily. The only good thing is the classes i go too, spinning and kickboxing are the best. I am quite lucky as my mate is the manager of our local gym, so he lets me in for next to nothing. If he didn't work there i'd have to get a yearly membership which would set me back £46 a month, so i probably wouldn't do any exercise as no way i'd ever pay that.

Enjoy your bath Amy, I may go and do exactly the same thing now. Might put a bit of chilled out music on too.

moneymabel

is spinning that bike thing? otherwise i have mental picture of lots of ladies in a room ,arms outstretched,charging round in circles :-)
urgh dentist-good luck, i am that scared of the dentist the doctor gives me valium to take before an appoitment (thoroughly recommended to any other nervous patients just ask your doc!)
Know what you mean Amy-im working tomorrow then off til next thurs, i am desperate to bring in some more cash, just end up sitiing in front
of the comp looking pitifully at quidco!
1st november jen!!! you are going to beat us all i think! i dont think mine will be beginning of nov but i going to try hard to make it the end and no later.

thepinklady

Yeah spinning is the bike thing MM hehehe!! It is a bit mad, but once you get into it you will love it, its so much fun, and your exercising at the same time.

Anybody know of any good deals on Quidco? keep hunting to find some good offers. Still no ISA deal though, damn!!!

jenjade

ok lets see 22 ish weeks till nov £800 to pay £800 divided 22 = £36.36 a week i pay £15 a week on payment so i need to pay an extra £21.36 a week!! eek not sure if i can do that??! maybe i will be the end of nov too!! lol
try 25 weeks divided £800 = £32 a week - £15 payments = £17 extra a week... uuummm i think it depends on how my car boot cashback sites etc go?? have you worked your out till the end of nov yet mm??