moneymabels debt free by 2009 challenge

tattycath

moneymabel wrote: »

hi cath ((((hugs)))) for you too! Sounds like you got some bargains there! Wow your savings are looking great- sorry I can't remember are you saving to pay off debt or are you df already?

Hi MM, Thanks for the hugs, Unfortunately I am not df already, I am spoilt for choice as to what to pay off first, we have a loan, but we can't make overpayments on it unless we are in a position to pay the whole balance...and we are not unfortunately, I also owe some to Littlewoods but that isa interest free so I am not going to overpay on that either. At the moment it is a case of catching up with regular bills and trying to save some money towards christmas. I am hoping to have £1600 saved by November and some of that will go towards christmas-but not all of it. Then I am just going to save as much as I can and will review the total of the loan in january. I might pay some extra off the mortgage if we can afford it, but I am trying to save enough so we have a cushion to fall back on in case things get much/any worse.

moneymabel

weird!! well done on amazon sale! - might try to scratch together some stuff to make £6 on ebay for scrapbooking next month-sorta mini challenge!!

thepinklady

Hey guys,

I can't believe its Sunday afternoon already, Sundays are the worst day of the week. I'm having a lazy afternoon vegging with the new girly dvds i got from my Bview Amazon vouchers.

I only spent £15 this weekend so very happy with that.

Well done on the Amazon sale Jen. x

moneymabel

ah I see cath- yeah no point paying off if its interest free, you've done brilliantly with your savings.
Hi Hayley, enjoy your DVDs! I've spent about £15 as well which I was feeling bad about but as I've budgeted for £20 a week and prob wont need to spend next week it isn't bad at all.

jenjade

god i am so bored i have been comping and checking everything online and i just dunno what to do today i am so bored, and guess what it is raining!! i am bored

moneymabel

LOL- yep me too, just gone to buy a newpaper to read, was even looking at MINI finance online earlier???!!!!!! No intention of doing that was just really bored and thought I'd see what some of those suckers in 2008 MINIS are paying in interest !

jenjade

this week will either be the best week ever or the worse week ever...
factors to consider... EXAM results are out wens according to the website:eek:
TV that i won is due Tuesday after my tax rebate that never happen i don't believe anything although i have the phone number for the chap from orange etc?!
so will i get a tv? will i pass my exam

i need something to do i am so bored and it means i spend to much time thinking which is bad!

moneymabel

will be thinking of you tues and weds then Jen- I'm sure tv is legit.

jenjade

it does look like it mm i have been pming a women who won a psp she has heard from orange and i haven't! but i will leave it till wens and if i haven;t heard anything i will e mail or phone the chap up. fingers crossed. i have entered so many comps this weekend i have to win more stuff! i must be in the hundreds i have been doing them all weekend

Aussieonabudget

Jen, hope your TV arrives next week and that you pass your exam. And then get even more comping win with all the entries this weekend. I really wanted to enter some this weekend but didn't think it was a good idea since we could be moving out anytime from 2 weeks to 2 months so if I won it would be delivered here. Will have to start again as soon as I have an new address.

Found some good news today - looked at the Home Office website and its 'only' £750 to apply for indefinate leave to remain for the OH. So we should still be on track to be debt free by the end of the year!