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moneymabels debt free by 2009 challenge

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Comments

  • **Amy**
    **Amy** Posts: 2,680 Forumite
    Thats brilliant Jen... loving the colours!

    I thought it was about time i broke it down, it doesnt look 1/2 as bad as the £7,600 odd!

    x
    Debt: just my mortgage :D
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    i know i was going to break it down into hours minutes and seconds then i thought that would be too sad!!

    i was thinking about the summer holidays in regards to holiday club cost and i think if i book the playscheme for the first 2 weeks mon tue wens that will be £54 if i pay for that the rest i can sort out a bit later on so it will break up the payments also it will be a lot less than i though as she isn;t going to the dear holiday club everyday!
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    how do i work out hourly pay when the payment is shown as per annum pro rata? thanks guys!!
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    jenjade wrote: »
    how do i work out hourly pay when the payment is shown as per annum pro rata? thanks guys!!

    You need to know how many hours a week you will be working (average is 40?)

    Then times that by 52. That is your yearly number of hours. Then divide your annual salary by that number. That should give you your hourly rate.

    x
    Debt: just my mortgage :D
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    ok amy thanks can you help me
    the job i went for is 16 hours a week salary is appox 16,800?
    sorry i am lost can you work it out for me hun?
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    i make it £21 an hour which would be lovely but it isn;t right!! lol
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    Ah see thats pro rata or something which would be for full time. Its probably for part time?

    I would probably say around £8ish an hour? Although i could be wrong!

    x
    Debt: just my mortgage :D
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    yeah thats what i though i am trying to work out if i would actually be better off taking the new job and i don't think it makes much odds. thanks though Amy i will earn about a £1 an hour more but work 3 1/2 hour less a week so it balances out a bit
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    oh 7 items on ebay ending in 4 hours oh exciting!!:j
    my mum just gave me a voucher for tesco £7 off a £50 shop valid from monday so i am NOT food shopping till monday i said to her i think i will need to go before monday but i just looked in the freezer and there is

    14 loaves of bread:eek:
    55 fish fingers:eek: :rotfl:
    2 bags of peas
    500g mince
    bacon
    6 homemade shepherd pies:eek:
    4 panin breads
    2 beefburger
    2 serving of garden cabbage
    4 portions of spicy chicken breast
    bag chips
    bag potoatoe croquettes
    2 tubs of mint ice cream:p
    7 portions of homemade chicken curry:rolleyes:
    12 bread rolls
    4 chicken breast
    a bag scampi
    8 sausages
    1 waffle
    1 portion of breaded fish!!


    ummm maybe i can last till monday!! lol that is not counting a cupboard full of tins and a fridge with some food!! the fruit bowl is still full!!
    tell me why do i need to go shopping???
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    oh i just went to do the dishes and used the last of the washing up liqiud!! oh bum i thought then i decided i had some stardrops i might be able to use looked in the cupboard under the sink and there are 5 bottles of washing up liqiud to i live in a house of a shop??
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
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